Asia-Pacific households are on the brink of transferring US$6 trillion to the next generation—a shift that will redefine wealth management. Yet access to the tools that truly compound capital has long been reserved for the ultra-wealthy.

In this episode of Rate of Flow, Zennon Kapron speaks with Ceasar Sengupta, former Google Pay architect and now CEO of Arta Finance, about how AI is breaking those barriers. From curated access to private markets and tax-smart strategies to AI-driven personalization at scale, Ceasar shares how Arta is reimagining the “family office” model for millions of professionals.

Can technology democratize wealth without diluting trust? And what does a digital-first private bank of 2030 really look like? Tune in to find out.