Learn about the latest changes to mortgage rules in Canada. We interview Denise Pisani, a well known mortgage broker in the Greater Toronto Area, and discuss: 1.) the change in cap from $1 million to $1.5 Million for high ratio mortgages 2.) new 30 year amortizations for first time buyers and buyers of new construction 3.) removal of the Stress Test requirement if you are changing banks when renewing your mortgage. All three of these were announced in the fall, but came into effect in December, 2024. We cover some of the lesser known details that can help you to come out ahead when shopping for a mortgage loan. Find Denise here: https://mortgageinthecity.ca/ And a big shout out to Feedspot.com. They are a media company based in the U.S. who recently recognized my podcast as one of the top 25 real estate podcasts in Toronto, and one of the top 70 real estate podcast in Canada. Thank you, Feedspot! https://podcast.feedspot.com/toronto_real_estate_podcasts/ https://podcast.feedspot.com/canada_real_estate_podcasts/ Check out Feedspot for worldwide podcast rankings for every imaginable topic. #realestate #mortgage #business Randy Selzer 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/