In this episode, we sit down with Martin, a seasoned software engineer and startup founder who managed to retire in his 40s, thanks to strategic budgeting and early investments in cryptocurrency. He shares insights on how he managed his finances to achieve early retirement, his disciplined approach to dollar-cost averaging (DCA) in Bitcoin, and his journey into the crypto world. We dive into practical questions like how he determined his DCA amounts, budgeted consistently with tools like YNAB (You Need a Budget), and kept his emotions in check through the volatile highs and lows of the Bitcoin market. We also explore his perspective on long-term strategies like DCA compared to trading and discuss his thoughts on whether it's too late to start investing in Bitcoin today. If you’re curious about building financial independence through cryptocurrency or looking for tips on budgeting and intentional investing, this episode is packed with actionable advice!