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Project Birdsong: Eco Build + Living
Avigayil Basser
5 episodes
4 days ago
A podcast for those who want a map to ditching city life on a budget and without having to figure out the process from scratch. Learn how to save the funds, assess and buy land, build a healthy home and grow your own produce--without becoming a professional homesteader. Because let's face it, canning is pretty intimidating! I will still buy my crushed tomatoes in a jar tyvm.
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All content for Project Birdsong: Eco Build + Living is the property of Avigayil Basser and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
A podcast for those who want a map to ditching city life on a budget and without having to figure out the process from scratch. Learn how to save the funds, assess and buy land, build a healthy home and grow your own produce--without becoming a professional homesteader. Because let's face it, canning is pretty intimidating! I will still buy my crushed tomatoes in a jar tyvm.
Show more...
Home & Garden
Leisure
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Episode 2: Fuss Free Construction Loans - Is That Even Possible?
Project Birdsong: Eco Build + Living
24 minutes 28 seconds
4 years ago
Episode 2: Fuss Free Construction Loans - Is That Even Possible?

If you're looking to buy land and build a home in Ontario this is a must-listen episode. 

My guest is mortgage broker Craig Fried from: https://financial-freedom.ca/

He walked me through what to expect when securing a construction loan down to a calculation of the monthly payments I can expect to make! We will definitely be using Craig to help us with the Project Birdsong build. 

We discussed: 

  1. What is a home builder’s/construction loan
  2. How does it differ from a standard mortgage
  3. Are there additional risks
  4. Any additional costs
  5. Does it cover the land and construction
  6. Is this sort of loan best secured through a bank or a brokerage
  7. Breakdown:
    • Budget 500k.
    • Land 100K.
    • Construction: 400k
  8. What amortization period is recommended

Note: My mic was not working properly so it is best to listen to this episode on lower volume and without earphones. My voice came through more chirp less song (get it?), but Craig does most of the talking and his voice sounds fine. Rest assured that I've learned my lesson and a mic has been ordered for future recordings!

Was this episode helpful? Find me on IG @projectbirdsong and let me know. 

Project Birdsong: Eco Build + Living
A podcast for those who want a map to ditching city life on a budget and without having to figure out the process from scratch. Learn how to save the funds, assess and buy land, build a healthy home and grow your own produce--without becoming a professional homesteader. Because let's face it, canning is pretty intimidating! I will still buy my crushed tomatoes in a jar tyvm.