As Gartner states ‘it’s not enough to simply have data. The value of data comes from the insights it creates, the processes it optimises and its ability to enable better decision making’. In this episode we delve deep into how financial institutions can create value out of data they hold. We discuss some of the key ‘data principles’ needed for unlocking the value of data, and what some of the challenges that still sit around some of these areas for banks. Finally we look at how technologies such as the cloud brings with it new opportunities and ways of working.