In this episode of the Power Producers Podcast, host David Carothers and co-host Kyle Houck are joined by Valkyrie Holmes, the CEO and co-founder of FAURA, for a look into the future of risk assessment. Valkyrie explains how her background in data science at NASA and SpaceX led to the creation of FAURA, a platform that quantifies a property's ability to withstand natural disasters, a concept she calls property survivability. They discuss how this technology equips agents with the tools to explain risk, justify pricing in a hard market, and offer clients actionable steps for mitigation. The conversation covers the agent education gap, building codes as "minimum wage," and how granular, property-level data is changing the insurance landscape. Key Highlights: Introducing FAURA: Quantifying Property Survivability Valkyrie Holmes details how FAURA uses hundreds of data points to generate a simple 0-100 survivability score, moving beyond general climate risk to assess how a specific property will fare in a disaster. This provides a clear, understandable metric for agents and policyholders, empowering them with the principle that "if you can't explain the risk, you can't justify the price." Arming Agents in a Hard Market The conversation addresses the agent education gap. In a market where agents struggle to explain rate increases, FAURA provides property-specific data that acts as "weaponry," allowing them to have informed conversations about risk factors and justify pricing, ultimately helping them retain clients by offering proactive solutions instead of just bad news. From Assessment to Actionable Mitigation FAURA's platform is more than just a score; it's a solution. After an initial assessment, a digital inspection generates a detailed report with a prioritized list of mitigation actions. It then connects users with vetted local contractors, turning a complex problem into a manageable and actionable plan for homeowners. The Science of Wildfire & Hail Resilience The discussion dives into specific perils, revealing that simple, low-cost actions can dramatically increase a property's chance of survival. Valkyrie shares examples, such as ember-resistant screens for wildfire defense, showing how data-driven insights can lead to effective and accessible mitigation strategies that agents can share with their clients. Connect with: Warren Cleveland LinkedIn David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Captive Coalition Power Producer Base Camp Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes