Think “buy term and invest the difference” is the gold standard? Think again. In this episode of Policy & Purpose, we unpack Wade Pfau’s groundbreaking research on whole life insurance—showing how permanent policies can enhance retirement income, manage volatility, and build legacy in ways term insurance can’t.
We dive into:
Why whole life can outperform traditional term-plus-invest strategies
How its cash value acts as a buffer during market downturns
The benefits of dividend-paying whole life policies
Real-life planning applications for retirees seeking clarity and control
Whether you're planning for longevity, legacy, or financial security, this episode arms you with insights to make smarter decisions for your family's future.
#WholeLifeStrategy #RetirementPlanning #PolicyAndPurpose #FinancialProtection #SecureYourLegacy
