What if your life insurance could support you while you’re still alive? In this episode of Policy & Purpose, we explore life insurance with living benefits—a powerful, evolving option that goes beyond traditional death coverage.

You'll learn how living benefits riders can provide financial relief during your lifetime if you face a critical, chronic, or terminal illness. From helping with medical bills to covering lost income and long-term care, these features can be a lifeline during your toughest moments.

But with greater support comes trade-offs. We’ll also explain how living benefits can reduce the final payout to beneficiaries and may come with higher premiums or strict eligibility rules. Most importantly, we guide you through how to assess your needs and choose the right policy for your unique circumstances.

🎧 Tune in to discover how to make your policy work for you—not just your future, but your present too.

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