In this episode of Policy & Purpose, we’re breaking down the most common mistakes people make when buying life insurance—and how to avoid them. Whether it’s underestimating your coverage needs, forgetting to compare policies, or overlooking crucial exclusions, these slip-ups can cost your family more than just peace of mind.

We’ll walk you through the differences between term, whole, and universal life insurance, and explain the importance of beneficiary designations and how to keep them updated. Plus, we’ll explore policy exclusions—like risky hobbies, suicide clauses, and misrepresentation—that could prevent your payout, and how riders may help.

If you’re buying life insurance for the first time or reviewing your current policy, this episode will empower you to make smart, informed decisions with confidence.

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