Money is an important part of people's lives. It impacts everything that we do. It's our financial behaviors, how we spend, how we save, how we invest, that's ultimately going to determine our success. Erik Garcia believes in educating and empowering people to make the right decisions for their future. Co-hosted by "JAG," former afternoon host and Program Director of New Orleans radio station Voodoo 104.
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Money is an important part of people's lives. It impacts everything that we do. It's our financial behaviors, how we spend, how we save, how we invest, that's ultimately going to determine our success. Erik Garcia believes in educating and empowering people to make the right decisions for their future. Co-hosted by "JAG," former afternoon host and Program Director of New Orleans radio station Voodoo 104.
Dave Ramsey is one of the biggest names when it comes to personal finance, and a lot of his advice is very good. But there are 4 of his philosophies that Erik Garcia takes issue with. They are:
Looking for a 12% annual return on your investments
Planning for an 8% withdrawal rate in retirement
Promoting Only Mutual Funds
Asset Allocation
Erik breaks down each of these ideas, and where he disagrees with Dave's theories on them. At the end of the day, personal finance should be personal, not mass marketed to thousands.
Resources:
Erik's Website: https://www.plan-wisely.com/
Erik's YouTube Page: https://www.youtube.com/channel/UCjD-ImfJlSItr5b3zUwKLVA/about?disable_polymer=1
Email Erik: Erik@plan-wisely.com
Call Erik's Office at 504-218-5479
Plan Wisely with Erik Garcia
Money is an important part of people's lives. It impacts everything that we do. It's our financial behaviors, how we spend, how we save, how we invest, that's ultimately going to determine our success. Erik Garcia believes in educating and empowering people to make the right decisions for their future. Co-hosted by "JAG," former afternoon host and Program Director of New Orleans radio station Voodoo 104.
