In this episode, we have two experts to break down the latest scams and tell us how to avoid falling victim. From bank impersonation scams to AI and even old-fashioned door-to-door grifts, Detective Constable Valerie Dahan from Toronto Police Service and Aaron McAllister, Vice President of Fraud Threat Management at Scotiabank, run down the red flags and what to do if you suspect you, a loved one or a neighbour might be a victim. For more fraud prevention resources, check out Scotiabank’s Cybersecurity and Fraud Hub.  For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures    Key moments this episode:  2:02 – Val tells us about her role at Toronto Police Services and an overview of the scams landscape right now  3:23 – Aaron gives us his overall take on the current state of scams  4:11 – Broader context about scams and how they are often perpetrated by overseas victims of human trafficking   8:07 – A deeper dive into specific scams starting with impersonation scams, specifically bank impersonation scams  13:24 – Val breaks down romance scams and the psychology behind them that makes them so potent  20:07 – What are home improvement scams and what should people look out for?  22:26 – Are seniors targeted more often with scams?  23:13 – Some final tips on how people can protect themselves