Get a sneak peek into how banks adapt back office operations, manage liquidity in real time, and leverage collaboration with fintech to meet rising customer expectations. Our guest, Thomas Ramadan, also dives into the rise of account-to-account payments, the role of neobanks, and the challenges of interoperability in remittances—all within the context of regulatory shifts and emerging technologies. Whether you're curious about mobile money, CBDCs, or Banking as a Service, this episode is packed with expert takeaways for anyone looking to stay ahead in the rapidly evolving payments ecosystem.