India's financial sector has undergone a massive transformation over the last 30 years.In this episode, Rajiv Anand from Axis Bank takes us through the key reforms and technological shifts that turned paper-heavy financial systems into today's fast, digital ecosystem. Learn how these changes impacted everything from investor experience to lending practices and the financial technology that powers it allWatch for an insider’s view on India’s financial evolution and the road ahead.Speakers-Sameer Shetty: Group Executive, Digital Banking & Transformation, Axis BankRajiv Anand: Deputy Managing Director, Axis Bank🔔 Like, comment, and subscribe for more insights on banking, reforms, and innovation.#IndianBanking #FinancialReforms #RajivAnand #AxisBank #Liberalization #DigitalBanking #MutualFundsIndia #NSE #SEBI #UPI #Aadhaar #RetailBanking #CorporateBanking #NPACrisis #IBC #FinancialInclusion #AIinBanking #BankingTechnology #MarketEvolution #EconomicTransformationChapters:0:00 - Introduction 1:21 - Early Days of Indian Financial Markets (Pre-Liberalization)8:02 - Liberalization & Structural Changes10:44 - Trading in the Physical Era & Dematerialization17:16 - The Harshad Mehta Scam & Regulatory Reforms24:40 - Rise of Mutual Funds & Fixed Income Investing30:59 - Interest Rates, Inflation, and Home Loan Revolution34:44 - Teaching India Fixed Income: Early Mutual Fund Days40:05 -2008 Global Financial Crisis: Lessons Learned45:04 - Rise of Retail Banking & Digital Revolution53:54 - Retail Lending Boom—Credit Bureaus & Digital Infrastructure56:59 - The MSME Opportunity: New Frontiers in Lending58:29 - The UPI Revolution and Public Digital Rails1:00:28 - Demonetization: Branches on the Frontline1:06:25 - Corporate Banking and NPA Crisis: Moving to Resolution1:11:38 - Summary: Three Decades of Transformation1:14:54 - Looking Forward: The Next Decade in Indian FinanceSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST