Carl Richards' "The One-Page Financial Plan," a book aiming to simplify financial planning. The excerpt reveals the book's structure, moving from discovering personal values and goals (Part One), to managing spending and saving (Part Two), then investing strategically (Part Three), and finally, avoiding common pitfalls (Part Four).

A core theme is aligning financial decisions with personal values, rejecting generic advice for personalized strategies. The author emphasizes the importance of self-awareness, behavior over skill, and seeking professional help when needed, illustrating points with anecdotes and practical exercises to help readers create their own plan.