Overstone, led by Harco van den Oever, is pioneering the transformation of art into a structured asset class using data science and financial tools. The company addresses the opacity in the art market by combining advanced algorithms with expert insights to assess the liquidity and value of art as collateral. Overstone's innovative approach has attracted institutional clients, such as private banks and insurers, enabling art to be leveraged with confidence and reduced risk. As the market grows, new financial tools like art-backed bonds and credit default swaps are set to expand art’s role as a financial asset. Van den Oever predicts that art leveraged as collateral could rise from 3% to 10% or more. By integrating data analytics with traditional valuation methods, Overstone is bridging the gap between art and finance, reshaping the art market, and supporting the development of a more sophisticated financial ecosystem.