It has never been more important to make sure that we get value for money and Mrs Mean is here to answer your questions.

The energy price cap is being reduced in July but most of us can save hundreds of pounds a year by opting for a fixed rate tariff and it only takes minutes.

While the Bank of England has reduced interest rates four times in the last year credit card interest rates have never been higher and many are increasing again in July. It is time for anyone who pays credit card interest to find out if they can get a deal paying nothing and get a head start with clearing their credit card debt.

The holiday season is with us and trains, boats and planes are booked, but many people do not book travel insurance.

It can be very cheap and save thousands but you have to beware as insurance companies are well practised in avoiding paying out. It is worth spending a few minutes to make sure that you get the cover you pay for.

Making money is as important as saving it. The second-hand clothes market is booming, although most sellers want to call their fashion items pre-loved. It now costs nothing to sell your old clothes, or those of your children online, and there should be no tax bill either.

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