In a challenging mortgage landscape marked by rising rates and shifting borrower profiles, the non-QM (non-qualified mortgage) space is emerging as a crucial growth engine —and one that originators ignore at their own peril. With traditional loan volumes in decline and more borrowers falling outside agency guidelines, non-QM is no longer a niche alternative—it's a mainstream necessity. From self-employed entrepreneurs to seasoned investors tapping into home equity, demand for flexible lending options is surging in 2025.
In this episode of MPA Talk, Editor Fergal McAlinden sits down with two industry leaders — Tom Hutchens, President of Angel Oak Mortgage Solutions, and Scott Gruebele, Senior Account Executive at Angel Oak Mortgage Solutions—to unpack what’s driving the rapid rise of non-QM lending. Whether you're just starting to explore this space or looking to deepen your expertise, this conversation offers a clear, actionable guide to staying competitive in a changing market.
Here’s what you’ll take away from the episode:
• Why non-QM is growing while agency lending declines
• The borrower segments fueling non-QM growth in 2025
• Top-performing non-QM products—like second liens, interest-only, and bank statement loans
• How originators can tap into massive untapped home equity
• The steps brokers need to take to become non-QM experts
• Why aligning with an experienced lender like Angel Oak is crucial to success
• Trends on the horizon: investor activity, jumbo opportunities, and more
Don’t fall behind—start building your non-QM pipeline today.
Listen now and discover how to position your business for sustainable growth in the evolving mortgage market.
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In a challenging mortgage landscape marked by rising rates and shifting borrower profiles, the non-QM (non-qualified mortgage) space is emerging as a crucial growth engine —and one that originators ignore at their own peril. With traditional loan volumes in decline and more borrowers falling outside agency guidelines, non-QM is no longer a niche alternative—it's a mainstream necessity. From self-employed entrepreneurs to seasoned investors tapping into home equity, demand for flexible lending options is surging in 2025.
In this episode of MPA Talk, Editor Fergal McAlinden sits down with two industry leaders — Tom Hutchens, President of Angel Oak Mortgage Solutions, and Scott Gruebele, Senior Account Executive at Angel Oak Mortgage Solutions—to unpack what’s driving the rapid rise of non-QM lending. Whether you're just starting to explore this space or looking to deepen your expertise, this conversation offers a clear, actionable guide to staying competitive in a changing market.
Here’s what you’ll take away from the episode:
• Why non-QM is growing while agency lending declines
• The borrower segments fueling non-QM growth in 2025
• Top-performing non-QM products—like second liens, interest-only, and bank statement loans
• How originators can tap into massive untapped home equity
• The steps brokers need to take to become non-QM experts
• Why aligning with an experienced lender like Angel Oak is crucial to success
• Trends on the horizon: investor activity, jumbo opportunities, and more
Don’t fall behind—start building your non-QM pipeline today.
Listen now and discover how to position your business for sustainable growth in the evolving mortgage market.
For this edition of MPA Talk, we’re in the company of Abe Bergman, president of Eastern Union, a national, commercial mortgage brokerage. Its differentiator, he says, is the way in which it understands deals and its deep knowledge of every asset type. The business focuses on appreciating a client's needs and structuring a solution that works for them, which Bergman finds exciting. He shares that such is the relationship he builds with clients, that he even gets invited to their children’s weddings. We also hear the wise words of a rabbi who told Bergman what made an honest business deal.
MPA Talk
In a challenging mortgage landscape marked by rising rates and shifting borrower profiles, the non-QM (non-qualified mortgage) space is emerging as a crucial growth engine —and one that originators ignore at their own peril. With traditional loan volumes in decline and more borrowers falling outside agency guidelines, non-QM is no longer a niche alternative—it's a mainstream necessity. From self-employed entrepreneurs to seasoned investors tapping into home equity, demand for flexible lending options is surging in 2025.
In this episode of MPA Talk, Editor Fergal McAlinden sits down with two industry leaders — Tom Hutchens, President of Angel Oak Mortgage Solutions, and Scott Gruebele, Senior Account Executive at Angel Oak Mortgage Solutions—to unpack what’s driving the rapid rise of non-QM lending. Whether you're just starting to explore this space or looking to deepen your expertise, this conversation offers a clear, actionable guide to staying competitive in a changing market.
Here’s what you’ll take away from the episode:
• Why non-QM is growing while agency lending declines
• The borrower segments fueling non-QM growth in 2025
• Top-performing non-QM products—like second liens, interest-only, and bank statement loans
• How originators can tap into massive untapped home equity
• The steps brokers need to take to become non-QM experts
• Why aligning with an experienced lender like Angel Oak is crucial to success
• Trends on the horizon: investor activity, jumbo opportunities, and more
Don’t fall behind—start building your non-QM pipeline today.
Listen now and discover how to position your business for sustainable growth in the evolving mortgage market.
