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E77: Desjardins, New CMA Features, and M3 VIP Trip
Mortgage Tech Talks
18 minutes 36 seconds
5 months ago
E77: Desjardins, New CMA Features, and M3 VIP Trip
In this episode of Mortgage Tech Talks, Tom breaks down the biggest shifts happening in Canada's mortgage technology landscape — from major lender-platform disconnections to what AI could mean for the future of mortgage app development.
We cover:
Why top lenders are cutting ties with major tech platforms
Real examples of platform incentives (like free trips) and their long-term strategy
A powerful update from Ben Salami (Canadian Mortgage App) and why his coding approach is a game-changer
The potential of AI tools like ChatGPT to empower non-coders to build game-changing tools
If you're a mortgage professional, lender, tech builder, or just love staying ahead of the curve in this space—this one’s for you.
👇 Timestamps00:00 – Can ChatGPT turn mortgage pros into coders?00:44 – Welcome to the episode + key themes04:25 – Platform economics: Why lenders are switching highways05:34 – Exclusive partnerships: Not new, but more aggressive06:12 – Could this fracture the marketplace model?07:27 – Will brokers be forced into multiple portals?08:04 – Industry-wide implications: are platforms losing value?08:37 – M3 VIP trip strategy breakdown09:26 – Platform incentives: the “free dry cleaning” analogy10:47 – Boss, Uber, and network effects12:01 – More users = more leverage with lenders13:04 – Ben Salami’s new CMA feature release13:58 – Scenario planning tools for mortgage brokers14:40 – Comparing fixed vs. variable + lender options15:34 – Why Ben's speed in building is his superpower16:46 – Iteration cycles: 1 week vs 10 minutes17:25 – How AI might democratize fast iterations18:26 – Final thoughts + call to share
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