Gen Z is flipping the wealth-building script—600% more active in the stock market than nine years ago while homeownership rates hit historic lows. Tim Lucas and Craig Berry explore how this generation’s financial strategy could reshape both Wall Street and Main Street.
In this episode you’ll learn:
- The numbers: 37% of 25-year-olds now have investment accounts (up from 6% in 2015), while Gen Z makes up just 3% of homebuyers.
- Why it’s happening: High housing costs, inflation, and changing economic realities push young investors toward stocks over real estate.
- The risk: Many Gen Z investors have never lived through a major crash—AI stocks may be echoing early-2000s dot-com bubble behavior.
- The opportunity: Some are using market gains as down-payment funds, turning investing into a shortcut to eventual homeownership.
- The big question: Is this a financial revolution—or a future cautionary tale?
Read the full article:
https://www.mortgageresearch.com/articles/gen-z-abandons-homeownership-for-stock-market/