Is the new tax bill from the Trump administration truly a win for the working class—or just political noise? In this episode of Prosper in the Kingdom, John Cleaver and Wendy Lee break down the so-called “Big Beautiful Bill,” unpacking what it really means for middle-class families, small business owners, and anyone earning tips or overtime.

This isn’t about politics—it’s about your paycheck, your taxes, and your future.

• What’s actually included in the Trump tax bill and who benefits most

• The surprising deductions for hourly workers, service industry employees, and parents

• What business owners (LLCs, S-Corps) should know to maximize tax advantages

• The real reason this bill could encourage work over welfare

• Cuts to programs like Medicaid, SNAP, and clean energy—what it means and what’s being misunderstood

• Long-term risks like inflation and national debt—and how to prepare your finances now

• Biblical insights on work ethic, stewardship, and community responsibility
  

• Up to $25K in tax deductions for cash tips and $12.5K for overtime—major wins for the service and shift-work industries

• Business owners can retain more profit and reinvest into their families and communities

• Parents may qualify for new savings incentives and expanded homeschool tax-free spending

• Real talk about where government support should end—and where the church must step in

• Practical advice: Use this tax window to pay off debt, build an emergency fund, and protect your legacy
  

00:00 – Intro 03:15 – What the “Big Beautiful Bill” actually does 08:30 – Tax deductions for tips, overtime, and business owners 14:00 – Medicaid cuts and fraud: What’s fact vs fear 19:40 – Homeschooling and savings account tax advantages 24:10 – Where should we cut to balance the budget? 29:45 – Biblical perspective: Rewarding work over handouts 34:00 – Long-term implications and what to do NOW 38:20 – Get your financial plan at SafeMoneyRoadmap.com

• SafeMoneyRoadmap.com – Get your free custom financial planProsperintheKingdom.com – More resources and past episodes
  

If this episode helped you understand the bill and how it impacts your finances, subscribe, leave a review, and share it with someone navigating the same questions. Let's prosper in wisdom, wealth, and purpose—together.

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