Lifestyle Creep is sneaky! It’s natural to increase your spending as your income rises. After all, we work hard to buy and do the things we love in life. However, when higher spending happens mindlessly, rather than intentionally, it becomes problematic.

Lifestyle creep easily shows up in large purchases, like a home or nicer car, but it also materializes with smaller price tags, like eating out, buying more expensive clothing, or subscription services. It doesn’t happen overnight, so lifestyle creep can really "creep" up on you if you’re not intentionally keeping an eye out for it. To limit subscription spending, TrueBill is an example of a resource to help mange this.

We also explore how, "living paycheck to paycheck" means something different to everyone.