“The checking account hasn't had meaningful innovation in a decade,” says Christian Widhalm, CEO of Bloom Credit. In today’s show, Mary talks to Christian about what it takes to make the product stand out, the open banking pricing debate and the case for why it’s time for BNPL payments to show up on credit reports. Show notes Bloom CreditInsights from Finovate 2024Credit Score Management: The $110 Billion Deposit and Payments Magnet Subscribe to the Money Isn’t Everything podcast...
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“The checking account hasn't had meaningful innovation in a decade,” says Christian Widhalm, CEO of Bloom Credit. In today’s show, Mary talks to Christian about what it takes to make the product stand out, the open banking pricing debate and the case for why it’s time for BNPL payments to show up on credit reports. Show notes Bloom CreditInsights from Finovate 2024Credit Score Management: The $110 Billion Deposit and Payments Magnet Subscribe to the Money Isn’t Everything podcast...
The Great API Debate: Should Banks Charge for Data Access? with Huw Davies
Money Isn't Everything
29 minutes
3 months ago
The Great API Debate: Should Banks Charge for Data Access? with Huw Davies
JPMorgan Chase lit a fire under the fintech world. The biggest U.S. bank says it wants to start charging aggregators for access to data through the bank's API. Some call it a smart business move. Others say it’s a threat to open banking. So, who’s right? Today on the show: Mary talks with Huw Davies, co-founder and chief executive at open finance company Ozone API, about what this shift could mean for banks, fintech firms and the rest of the industry. From pricing models to global lesso...
Money Isn't Everything
“The checking account hasn't had meaningful innovation in a decade,” says Christian Widhalm, CEO of Bloom Credit. In today’s show, Mary talks to Christian about what it takes to make the product stand out, the open banking pricing debate and the case for why it’s time for BNPL payments to show up on credit reports. Show notes Bloom CreditInsights from Finovate 2024Credit Score Management: The $110 Billion Deposit and Payments Magnet Subscribe to the Money Isn’t Everything podcast...
