In the final episode of our financial literacy series, Erik Kroll joins us once more to discuss the often-overlooked but critically important topic of insurance. We cover the fundamentals—health, disability, life, and liability insurance—and explain how each type fits into a strong financial plan.

Erik shares how to evaluate what coverage you actually need, what to watch out for in policies, and how insurance acts as a safety net for your financial goals.

To learn more or get in touch with Erik, visit hilltopfa.com.