In this episode, Erik Kroll joins us once again to demystify the core building blocks of investing: stocks, bonds, and diversification.

We break down how each asset class works, the role they play in a portfolio, and why diversification is key to managing risk and building long-term wealth. Whether you're new to investing or looking to better understand what’s inside your retirement account, this episode offers a clear and practical introduction to making your money work for you. To learn more or connect with Erik, visit hilltopfa.com.