In this week's episode of the Moms Who Money podcast, Eileen dives into the financially tempting "BER months"—September, October, November, and December—offering valuable insights on how to navigate this season with intention. As retailers ramp up their marketing for fall and holiday products, Eileen shares strategies to avoid the common pitfalls of overspending during this time. From setting family goals and creating a holiday budget to starting a savings fund and planning purchases ahead of time, Eileen emphasizes the importance of being mindful and deliberate with your finances. * Eileen also highlights the psychological impact of marketing and how it influences our spending habits, reminding listeners that money is not just about dollars and cents but also about emotions and mindset. She encourages moms to embrace the season's joy without sacrificing their financial goals, suggesting creative approaches to gift-giving and holiday planning that focus on meaningful experiences rather than material excess. With practical tips and a focus on intentional living, this episode is packed with advice to help you enjoy the "BER months" without the stress of debt, setting you up for a financially strong start to the new year.   * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting  * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session  * Learn Digital Marketing https://www.makemoneywitheileen.com/  * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com  https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/