Mindy (and Carl) talk about how to get your partner on board with Financial Independence.

• Carl brings up Mindy's mysterious old boyfriend, Mr. Pie
• How Carl and Mindy discovered FI
• Mindy (and Carl's) superpower that made them wealthy
• Carl/Cypress Hill
• Best tips for convincing a partner to FI
• JT, do you read the show notes?

People don't want to talk about money. We'd all be better off if we did.

Mindy (and Carl) talk about how to talk about money. In the course of the conversation, Carl learns a deep-dark money secret about Mindy and one of her ex-boyfriends. Juicy.

Mindy and Carl talk about what expenses will look like post-retirement:

• First, they answer a retirement tax question from a listener.
• Then, they list the reasons why they think expenses will be less in retirement.
• And The Bull gets a name?!??

Links

• ProjectionLab: https://projectionlab.com/
• Eric Cooper: https://mindyonmoney.com/s1/30
• HelloNectarine: https://hellonectarine.com/
• Mindy On Money: https://mindyonmoney.com/
• Facebook group: https://www.facebook.com/groups/mindyonmoney

Email

• Mindy: mindy@mindyonmoney.com
• Carl: carl@mindyonmoney.com
• The Bull: bull@mindyonmoney.com

Thanks for listening!

In this episode of Mindy (and Carl) on Money:

• Carl asks Mindy why she's still working, even though she doesn't have to
• What Mindy gets out of her fancy job
• Carl threatens to start a competing podcast with The Bull
• Mindy's advice for those on the edge
• Carl tells Mindy why he was walking around topless in the neighborhood

Links

• Scholarship: https://mindyonmoney.com/scholarship
• Mindy's day gig: https://www.biggerpockets.com/podcasts/money
• Mindy On Money: https://mindyonmoney.com/
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

Mindy interviews Carl about his early retirement journey. Before the interview starts, they have a silly chat about the Cybertruck.

Links:

• Sheeks Freaks: https://www.sheeksfreaks.com/
• The Boring Middle: https://mindyonmoney.com/s1/23
• Doc G: https://diversefi.com/
• The FI Cruise: https://www.amberlygrant.com/cruise
• Darren and Jolene on Mile High FI: https://www.youtube.com/watch?v=kXUyYZGa4ls
• FI Brain Trust: http://fibraintrust.com/

Thanks for listening!

Mindy (and Carl) talk about the recent market fluctuations.

• THE SKY IS FALLING says the financial media. Should most of us care? No.
• Did Mindydamus predict the 2020 crash?
• If Mindy goes to Disney, is she Mindy Mouse?

Also, the bull gets an email address.

Show notes:

• Camp FI: https://campfi.org/
• Mindy on Money: https://www.mindyonmoney.com
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

Mindy (and Carl) talk about recent road trips, how the FI community has influenced their travels, and best tips for road trips.

Links

• MMM HQ: https://www.mrmoneymustache.com/hq/
• Our local Meetup group: https://www.meetup.com/NoCoMustachians/
• Best Buddies: https://www.bestbuddies.org/
• Kristen Knapp on MOM: https://mindyonmoney.com/s1/29
• Eric Cooper on MOM: https://mindyonmoney.com/s1/30
• FatFIRE: https://www.facebook.com/groups/fatfire
• MindyOnMoney: https://www.mindyonmoney.com
• MindyOnMoney facebook group: https://www.facebook.com/groups/mindyonmoney
• FinTalks cruise: https://www.amberlygrant.com/cruise
• Farm Toy Museum: https://www.nationalfarmtoymuseum.com/
• Choose FI groups: https://apps.choosefi.com/local-groups/

Thanks for listening!

Mindy (and Carl) discuss how they discovered the financial independence movement:

• Carl was only a Google search away from living his best life
• Mindy goes to the wrong session at a conference and lands a job anyway

Then, they talk about their favorite resources:

Books

The Simple Path to Wealth: https://amzn.to/3SbKUbw

Set For Life: https://amzn.to/3Y7lbF4

The Millionaire Next Door: https://amzn.to/4d2GQma

The Psychology of Money: https://amzn.to/3LpYFQ7

Podcasts

Side Hustle Nation: https://www.sidehustlenation.com/

Mile High FI: https://milehighfi.com/

BiggerPockets Money: https://www.biggerpockets.com/podcasts/money

Blogs

Budgets are Sexy: https://budgetsaresexy.com/ways-to-make-money/

1500 Days: https://www.1500days.com/death-march-financial-independence/

Mad FIentist: https://www.madfientist.com/how-to-access-retirement-funds-early/

MMM on optimism: https://www.mrmoneymustache.com/2012/10/03/the-practical-benefits-of-outrageous-optimism/

MMM on confidence: https://www.mrmoneymustache.com/2018/03/09/money-and-confidence-are-interchangeable/

Events

BP Con: https://biggerpockets.getregistered.net/conference-2024 (enter code Mindy200 to save $200)

EconoMe: https://economeconference.com

FinTalks cruise: https://www.amberlygrant.com/cruise

Thanks for listening!

In today’s episodes, Sean Mullaney, the FI Tax Guy answers questions from Mindy (and Carl).

Please note: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Mindy, Carl, and the Mindy On Money podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 

• Is the stock market overvalued?
• What do you do if you have a high stock concentration?
• Donor advised funds!
• Sean's work

Links:

• Sean Mullaney: https://fitaxguy.com/
• Macrotrends: https://www.macrotrends.net/
• Simple Path To Wealth: https://amzn.to/4cwwUBy
• The Arithmetic of Active Management https://web.stanford.edu/~wfsharpe/art/active/active.htm
• Bogleheads conference: https://www.bogleheads.org/forum/viewtopic.php?t=429430
• Mindy on Money: https://www.mindyonmoney.com
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

  Thanks for listening!

Mindy (and Carl) talk about what they spend money on including:

• health
• books
• local artists
• parties!

But money should NOT be wasted. Where do you draw the line?!?? If you can do something yourself, should you do it even if you don't like it? Looking at you car brakes.

How do we overcome the aversion to spending money? Is Mark Trautman's fun bucket the mind hack you need to get over the hump?

And finally, First Class Farts.

Links:

• Mindy On Money: https://mindyonmoney.com/
• Facebook: https://www.facebook.com/groups/mindyonmoney
• Mark's fun bucket: https://marksmoneymind.com/the-fun-bucket-overcoming-the-frugality-mindset/
• Heligoats Tiny Desk concert: https://www.youtube.com/watch?v=gtnY_HxqCJQ
• The new Tesla: https://www.1500days.com/the-355-tesla-model-y-the-good-the-bad-and-the-fsd/
• Catching Up To FI: https://catchinguptofi.com/
• EconoMe: https://economeconference.com/
• Adriatico's Pizza: https://adriaticosuc.com/

Thanks for listening!

Everyone wonders what they can add to their life to increase happiness. Not many consider the powerful act of subtracting stuff you don't like. What could you eliminate from your life to make you happier?

Thanks Jolene for inspiring this episode!

Links:

• MMM HQ: https://www.mrmoneymustache.com/hq/
• MMM HQ Meetup group: https://www.meetup.com/NoCoMustachians/
• Mad FIentist: https://www.madfientist.com/happiness-through-subtraction/
• Mindy On Money: https://www.mindyonmoney.com
• Mindy On Money facebook group: https://www.facebook.com/groups/mindyonmoney
• Watch on YouTube: https://www.youtube.com/watch?v=oplVfhnYIZQ

Thanks for listening!

Carl and I didn't do a good job of evolving with money. Even after we had more than enough, we continued to behave like broke college students in many ways. Not good.

Consider the opposite situation: If you weren't wealthy and lost your job, you'd find ways cut your spending. So why do many of us not learn how to spend when our net worth grows?

But money shouldn't be wasted because you have more of it. It's complicated...

Links:

• Amberly's FinTalks cruise (Carl and I are going!): https://www.amberlygrant.com/cruise
• Mark Trautman: https://marksmoneymind.com/
• Mindy On Money: https://www.mindyonmoney.com
• Mindy On Money facebook group: https://www.facebook.com/groups/mindyonmoney
• Watch on YouTube: https://www.youtube.com/watch?v=j5D2wsotf1Q

Thanks for listening!

Eric Cooper retired at 50, just a couple years after learning about FIRE. I'm tired and too lazy to write detailed notes for this one, but Eric is a good dude and this is a good show, so give it a listen.

Mindy (and Carl) interview KMOV meteorologist and good friend, Kristen Knapp.

Show notes:

• Kristen forgives Carl for his weather jokes
• Being a meteorologist isn’t as glamorous as what you’d think
• Kristen’s crazy backstory
• Reading Money magazine. As a kid!
• Breaking out of generational habits
• Does worrying serve you?

Links:

• Camp FI: https://www.campfi.org
• Facebook group: https://www.facebook.com/groups/mindyonmoney
• Mindy On Money: https://www.mindyonmoney.com

Thanks for listening!

In this episode, Mindy (and Carl) answer questions from the audience:

• What does it mean to live life to the fullest?
• Do you think that FI adherents have a better sense of living a full and rich life?
• How to create mini goals or milestones for something to work towards in the short term.
• How to evolve with money as you progress towards retirement.
• Mindy’s obsession with buckets.

Links:

• Scholarship: https://mindyonmoney.com/scholarship
• Facebook group: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

Jennifer is 50 and has $100,000. Can she retire with $1,000,000? Is this even a realistic (or good) idea?

Links:

• Amberly's new podcast: https://www.amberlygrant.com/podcast
• Social Security will be OK: https://awealthofcommonsense.com/2024/05/is-social-security-going-bankrupt/
• Catching Up To FI: https://catchinguptofi.com/

Thanks for listening!

We've learned so much from the FIRE community. And it goes way beyond the 4% Rule...

Links:

• Tesla referral code: https://www.tesla.com/referral/carl68907
• JL Collins: https://www.jlcollinsnh.com
• Carl’s blog: https://www.1500days.com
• Carl’s podcast: https://www.milehighfi.com
• Fee only, FI advisors: https://www.downshiftfinancial.com
• Budgets Are Sexy: https://www.budgetsaaresexy.com
• Kolodij Tax: https://www.kolotax.com/

Thanks for listening!

Someone recently asked Carl if he regretted retiring early. Mindy (and Carl) ponder the question on this week's episode.

Links:

• Money Will Solve Money Problems: https://www.1500days.com/money-will-solve-money-problems/
• Ramit: https://mindyonmoney.com/s1/2
• Hoffman Process: https://www.hoffmaninstitute.org/the-process/
• Pool School: https://www.swimuniversity.com/pool-podcast/
• Hot Tubs 101 https://www.swimuniversity.com/hot-tub-podcast/

Thanks for listening!

Mindy had an interesting conversation with a group of entrepreneur friends. None of them seemed to like the idea of FIRE. Or did they? What would you do if you had autonomy over your time?

Does FIRE need a rebrand?

Links:
- Alex Felice: https://www.alexandria.capital/home
- Mindy On Money: https://www.mindyonmoney.com
- Mindy On Money facebook: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

The Boring Middle is the time between when you discover FIRE and when you retire. Dreaming about your Future FIRE Life is fun, but you've got to enjoy the time in between too.

Links:

• The Mad FIentist interview: https://mindyonmoney.com/s1/22
• BPCon Cancun!: https://biggerpockets.getregistered.net/conference-2024

Thanks for listening!