In this episode of Mind Over Money, we break down the key guidelines for selecting the right mutual funds based on your unique goals and financial situation. Discover how to make informed investment decisions by simply asking yourself four simple questions: 1. What’s your goal, risk appetite, and investment duration? Are you saving for your child’s education, a house down payment, or retirement? What level of risk are you comfortable with, and how long do you plan to invest? 2. What types of mutual funds are available? Explore the different types of funds, including Equity, Debt, Hybrid, Passive, and Solution-Oriented Funds, and how their risks and returns align with your goals. 3. Which mutual funds suit your age and desired returns? Your age plays a crucial role in choosing the right fund. Learn how to adjust your investments as you age for stability and growth. 4. How well do you understand the funds you choose? Study the performance of your selected mutual funds and ensure your well-versed in their details by reviewing key documents like the Fact Sheet and SID (Scheme Information Document).

Ever wondered why some investors effortlessly grow their wealth while others struggle? In this episode of Mind Over Money, Sumaira Abidi dives into the power of passive investing and the strategies that make it accessible to everyone. Explore how simply tracking indices can streamline your investment journey and potentially elevate your returns. Could the key to financial success really be as straightforward as following the market’s lead? Join us to uncover the benefits of index funds, ETFs, and fund of funds, and see how they can easily complement your portfolio.

In this episode of Mind Over Money, host Sumaira Abidi dives deep into the world of Children-Oriented Mutual Funds and why they are essential for securing your child’s financial future. With kids today having aspirations that go beyond traditional careers, parents need to rethink how they prepare financially for their children's education, marriage, or even start-up dreams. In this podcast, you’ll learn: • Why investing early is crucial for your child’s future • How inflation and rising education costs impact financial planning • Steps to create a dedicated fund for your child's dreams • The benefits of Children-Oriented Mutual Funds and how they work.

When you buy a car you research so much about it don’t you? It’s engine specs, transmission, safety features etc.  Why not do the same while making a investment?  In this episode of SBI MF presents Mind Over Money, Sumaira Abidi Vice President explains how to read a Mutual Fund Factsheet and quickly grasp your scheme’s facts like fund objective, risk profile, historical performance, portfolio composition, and associated fees.

In this episode of the Mind Over Money podcast by SBI Mutual Fund, host Sumaira Abidi explores the crucial concept of asset allocation and its benefits for investors. The episode explains the risks of focusing on a single asset class, highlighting how diversified portfolios can better withstand market fluctuations. Further delving into the advantages of hybrid mutual funds, including diversification, active asset management and reduced volatility. So, by incorporating multiple asset classes, investors can align their portfolios with financial goals while managing risk efficiently.  Don’t forget to subscribe to the SBI Mutual Fund YouTube channel and follow us on all your favourite audio platforms for more such insightful episodes.

In this episode of Mind Over Money, join host Sumaira Abidi, Vice President, SBI Mutual Fund as she explores Equity Linked Savings Schemes (ELSS) and reveals their true potential which far exceeds just tax benefits. Subscribe now and explore a new way to look at your money and investments!