The holidays shouldn’t come with a credit card hangover!
In this episode of The Mind + Money Podcast, Sherry and Val share ADHD-friendly ways to give meaningful gifts without overspending or adding to your financial stress.
Whether it’s Christmas, birthdays, or just-because moments, you’ll learn creative, low-cost, and no-cost gift ideas that still feel personal and thoughtful. From thrifted treasures to experience-based gifts, to ideas that support your community, this episode will help you enjoy giving again, without the guilt or debt.
This one’s especially for ADHDers who love to give but hate the financial aftermath. It’s time to ditch the “buy everything” pressure and focus on gifts that matter more.
🎙️ Tune in to learn how to give with heart, not with financial stress.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
Ever realized in December that you still haven’t used your health or dental benefits? 😬
You’re not alone because most people forget about them until it’s too late. In this episode, Sherry (a financial coach) and Val (a financial planner) dive into the ADHD-friendly way to make the most of your benefits before they reset.
We talk about how to figure out what’s actually covered, how to plan ahead for massages and therapy, and why understanding your benefits is part of your financial wellness strategy.
We’ll also break down:
How to coordinate benefits with your spouse or partner
When upgrading your plan isn’t worth it
What your benefits might cover that you didn’t even know about
ADHD-friendly hacks for planning and scheduling
So grab your benefits booklet (or the HR portal you’ve been ignoring) and let’s make sure you’re not leaving money on the table.
🎧 Tune in now and learn how to make your benefits work for you — not against you.
Let's connect:
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
If you’ve ever set goals, got distracted, and then realized months later that you completely forgot about them, this episode is for you.
In this episode of The Mind &+Money Podcast, Sherry (a financial coach) and Val (a financial planner) get real about what it actually looks like to check in on your goals as an ADHD entrepreneur.
They talk about setting “good, better, best” goals, creating dopamine-friendly tracking systems, and why it’s totally okay to adjust your goals mid-year instead of starting over.
You’ll learn:
💡 How to set ADHD-friendly goals that keep you motivated
🧠 Why regular check-ins matter more than the “perfect plan”
📊 Simple ways to track progress without overwhelm
💬 How to separate your goals from other people’s expectations
Whether your goals are about business, money, or just feeling more in control, this episode will help you reset, refocus, and move forward, without the burnout or guilt.
Listen now and start checking in with your goals like the ADHD entrepreneur you are.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
If you’ve ever stared at your Amazon cart and thought, “I deserve this” — only to regret it later — this episode is for you. Sherry (Financial Coach) and Val (Financial Planner) are diving deep into ADHD impulse and emotional spending, how dopamine drives our money habits, and what you can do to create financial systems that work with your brain, not against it.
They’ll share actionable steps to stop the impulse-buy-shame cycle, how to set up ADHD-friendly cash flow systems, and why having separate accounts can change everything.
You’ll walk away with real-world tools and a reminder that you’re not broken — your brain just needs a different system.
What we cover:
Why ADHD brains crave dopamine through spending
How emotional spending differs from impulsive spending
Systems that make managing money easier
Why “out of sight, out of mind” can actually work in your favour
How to start small and build sustainable money habits
💡 Want more ADHD-friendly money support? Let's connect!
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this episode of the Mind & Money Podcast, Sherry (financial coach) and Val (financial planner) dive into how ADHD and perfectionism can feed the all-or-nothing mindset, and how that mentality can sabotage your money, your business, and your peace of mind.
They share personal stories, call out toxic trends like “75 Hard” and “no-spend challenges,” and break down why moderation and accountability matter so much for ADHD brains.
If you’ve ever said “I’ll start when it’s perfect” or “I blew it, so what’s the point?”, this one’s for you.
You’ll learn:
Why perfectionism keeps ADHD entrepreneurs stuck
How to replace “all or nothing” thinking with progress and flexibility
Why accountability helps you actually follow through
The truth about moderation (and how it applies to money and life)
Simple ADHD-friendly ways to start taking action — even when you don’t feel ready
👉 The takeaway? Perfection isn’t required; consistency (and your own unique version of consistency) is. Start messy, stay kind to yourself, and remember that small steps still count.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this episode of the Mind & Money Podcast, we’re talking about why saving money is more than just a good habit; it’s what keeps you from falling into financial traps that cost way more in the long run.
From renting water heaters for decades to paying sky-high interest rates on car loans, we break down real-life examples of how “cheap” choices can end up being way more expensive. We’ll also share ADHD-friendly strategies to build savings, reduce shame, and make financial decisions from a place of confidence instead of panic.
If you’ve ever felt like you’re too much of a hot mess to get your finances together, we hope this episode will prove you wrong and help inspire you to start making small changes with your money!
You’ll learn:
Why being broke often keeps you broke
How “budget buys” can cost more over time
How to look at the big picture of to make financial decisions
How emotions shape money decisions (and how to stabilize them)
💡 Ready to stop stressing about money? Let's connect!
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
Ever feel like buying something new becomes a full-blown research project? Or maybe you’re on the flip side, hitting “buy now” before you’ve really thought it through?
In this episode of the Mind & Money Podcast, we’re pulling back the curtain on how we make purchasing decisions — from smartwatches to sports bras — and the lessons you can take into your own financial life.
As two financial professionals (and ADHD brains), we get real about:
Why ADHD can make decision-making about money feel so overwhelming
The balance between thoughtful research and “fuck it, I’ll try it” moments
How to use return policies, wants lists, and budgeting to make smarter purchases
Why your spending choices don’t need to be perfect to still move you toward your goals
Whether you’re debating a smartwatch upgrade, a big appliance, or just everyday purchases, this episode will help you see your own money habits in a new light — and give you strategies to make decisions without the guilt spiral.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
Groceries are one of the biggest monthly expenses, and if you’re living with ADHD, food shopping can feel like a black hole for your time, money, and mental energy.
In this episode of the Mind + Money Podcast, Val (financial planner) and Sherry (financial coach) dig into ADHD-friendly ways to get a handle on grocery spending without ending up with seven jars of pasta sauce hiding in your pantry.
They share real-life grocery strategies, from Costco budgeting and meal planning to online ordering hacks that save money and reduce overwhelm. Whether you’re feeding a family or just yourself, you’ll find practical, judgement-free tips to help you stick to your grocery budget while still enjoying food that works for you.
What you’ll learn in this episode:
Why grocery budgets are sneaky and how ADHD makes them harder to track
Simple tricks to avoid overspending at Costco (and how to actually budget for those big trips)
ADHD-friendly systems for meal planning and grocery lists
How online grocery ordering can save time, money, and stress
Realistic numbers for what families and adults are spending on food right now in Canada
If groceries are eating up more of your money than you’d like, this episode will help you take back control — without adding more shame, guilt, or boring budgeting rules.
✨ Ready to make ADHD-friendly money systems work for you? Let's connect:
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this episode of the Mind &+Money Podcast, Sherry (financial coach) and Val (financial planner) dive into ADHD-friendly organization hacks that make daily life easier. From garbage cans in unexpected spots, to bins that travel between home and the cottage, to why your underwear drawer might actually be sabotaging your mental energy — they’re breaking down how small shifts in your environment can free up brain space and reduce stress.
If you’ve ever felt guilty that your home doesn’t look like a Pinterest spread, or frustrated that “normal” systems don’t work for you, this episode will help you feel seen. You’ll walk away with practical strategies you can start using today to make your space — and your life — work better with your ADHD brain.
What you’ll learn in this episode:
How to organize your home in ways that actually make sense for your brain.
Why fewer steps (or sometimes more steps!) can be the key to consistency.
ADHD hacks like “siblings vs. coworkers” for organizing random items.
Why visual clutter doesn’t always mean disorganization.
How communicating your systems with your household can save a ton of frustration.
The IG account that inspired us
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
If you’ve got a mortgage renewal coming up, you’re not alone — nearly 60% of Canadian mortgage holders will face one in the next 12–18 months. And with rates no longer sitting pretty at the rates we saw in the early 2000's, it can feel overwhelming to figure out your options.
In this episode of the Mind & Money Podcast, Sherry (Financial Coach) and Val (Financial Planner) dig into everything you need to know about mortgage renewals — from confusing letters with twelve different rates, to whether you should stick with your bank or talk to a mortgage broker, to strategies that make the payment increase feel less painful.
We’ll talk about:
How to set your payments up to save you 1,000s
How to advocate for yourself (and not get screwed by your bank’s “first offer”)
When rolling debt into your mortgage makes sense — and when it can backfire
How to make your life easier by lining up your payment schedule with your pay schedule
How to test-drive a higher mortgage payment before renewal
This isn’t about jargon or shame. It’s about clarity, strategy, and feeling more in control of one of the biggest financial decisions in your life.
👉 Want more support? Let's connect:
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this fun and thought-provoking episode of The Mind + Money Podcast, Val (Financial Planner) and Sherry (Financial Coach) challenge each other with random “this or that” style questions—ranging from teleportation vs. time travel, to tattoos, household duties, and of course, money. 💸
You’ll hear how past financial choices shaped their journeys, what they’d change (or not) about their money today, and how ADHD and unique brain wiring actually fuel their strengths in serving clients.
This episode blends lighthearted conversation with meaningful insights about financial decision-making, self-employment, and creating a life you love.
✨ What You’ll Learn in This Episode
How past financial decisions can influence present money habits
Why ADHD brains offer powerful problem-solving perspectives
The importance of privilege and self-awareness in financial freedom
The realities of short-term rentals, paperwork, and self-employment
What both Val and Sherry would change about their finances today
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this episode of the Mind & Money Podcast, Sherry (Financial Coach) and Val (Financial Planner) dig into one of the sneakiest reasons people overspend: comparison and pressure to upgrade.
From trading in a perfectly good car because a dealer makes the numbers look the same, to buying the latest tech gadget because friends just upgraded, we break down how these decisions can quietly drain your wealth.
We talk about:
Why wealthy people often don’t upgrade their homes and cars.
The truth behind dealership “we’ll keep your payment the same” offers.
How FOMO and social media fuel money stress.
The power of pausing, asking “why,” and choosing based on YOUR values.
Simple ways to feel content with what you already have — and still hit your big financial goals.
If you’ve ever felt pulled to upgrade, buy, or invest because of outside pressure, this episode is your permission slip to run your own race.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
Ever wonder why some things in life feel so much harder than they need to be? Whether it’s training for a half-marathon, posting on social media, or keeping up with your money, there’s a simple truth: repetition works.
In this episode, Val and Sherry talk about the magic of doing small things over and over again, and how those habits can make your life and finances so much easier. We get into:
The difference between repetition and consistency (and why it matters for ADHD brains)
How tiny daily money check-ins can keep you out of financial avoidance
Gamifying boring tasks to make them actually fun
The sneaky way impulse spending steals your future goals—and how to flip that into a dopamine hit for saving
Why you don’t need perfection to start investing, decluttering, or running your business like a pro
If you’ve ever avoided looking at your bank account, abandoned a social media plan, or felt overwhelmed by “starting over,” this one’s for you.
🎧 Listen in and see how these micro-actions can create big results—for your money, your business, and your life.
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
14 ADHD-Friendly Life Hacks That Actually Help
Ever stumble on a reel that feels like it was made for your ADHD brain? That’s what happened to us with a post by The Daily Victorian.
In this episode, we break down 14 of her life hacks and add our thoughts and twists. From timers and wants lists to scheduling emails and saving coffee orders—and give our real talk on how they actually show up in daily life (especially if you have ADHD, run a business, or are just trying to keep it all together).
✨ What we cover:
Life hacks that work with your ADHD brain, not against it
Why hotels sometimes beat Airbnbs
Using tech tools to stay on top of your shit
Dogs and budgets: a cautionary tale
Practical tips to feel more grounded and in control
Why saying sorry can be growth (even if it sucks)
How jealousy can help guide your financial goals
If you're an ADHDer (especially an entrepreneur) who's trying to build a life and biz that works for you—not against your brain—this one’s for you.
📝 Mentioned in this episode:
The Daily Victorian’s Instagram video
Connect with us:
Book a free call with Val (financial planner)
Book a free call with Sherry (financial coach)
In this episode, we’re diving into a spicy little money mindset topic: cheap vs frugal, and why the distinction actually matters for your values, your time, and your financial sanity (especially if you have ADHD).
We react to Bradley on a Budget’s ultra-frugal lifestyle and talk about what it means to spend intentionally, invest meaningfully, and find your own comfort zone when it comes to saving money.
From unplugging everything in your home to using napkins instead of toilet paper (yep, really), this episode is a mix of real talk, reflection, and a little side-eye. 🧐 Plus, we dig into how you might see “frugal” as another form of self-denial if you’re not careful.
✨ We also cover:
Why “frugal” isn’t a dirty word (but can be a slippery slope)
The emotional value of comfort and time vs. cold hard savings
Financial independence goals
What YOUR frugal habits say about your values
💬 Got a "cheap-but-I-swear-it-makes-sense" habit? We want to hear about it.
🔗 Links & Resources:
In this episode of the Mind and Money Podcast, Val (a financial planner) and Sherry (a financial coach) get real about all the things we wish we had done sooner in business.
We’re talking messy starts, social media flops, tax-saving hacks, scheduler drama, and how investing in ourselves changed the game. ADHD brain? Same. Perfectionist procrastination? Also same.
Whether you're building your business from scratch or just trying to stay afloat without losing your damn mind, you're not alone, and we’re here to help you laugh, learn, and feel seen.
What We Talk About:
Why we wish we started this podcast years ago
Real talk on social media struggles (and how to make it fun again)
Why keeping it simple is underrated business advice
ADHD-friendly tax-saving tips (that actually work)
Collaborating with “competitors” and why that’s a good thing
Getting comfy talking about what you do (and tooting your own horn!)
What investing in your business can unlock (even when it’s scary)
Links + Resources:
0% interest balance transfers can sound like financial magic, but there tend to be an overwhelming amount of fine print. So how can you know if it makes sense for you? We've got you!
In this episode of The Mind + Money Podcast, we dig into how these offers really work, when they can be helpful, and when they’re just adding fuel to the fire.
We break down the fine print, explain the real costs, and share client experiences with balance hopping.
We also talk about behaviour change, ADHD-friendly systems, and why no one should feel shame about their credit card balance.
If you’ve been thinking, “Should I take this 0% offer?”—this episode is your pause button before making a move.
Considering a Bankruptcy or Consumer Proposal as a Canadian? Check out this episode: https://www.moneymindsetfc.com/mind-money-podcast/is-a-bankruptcy-or-consumer-proposal-rights-for-you-ep-24
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val’s Instagram: http://www.instagram.com/you.me.and.money
Sherry’s Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching
Rejection Sensitivity Dysphoria (RSD) is a challenge for all ADHDer, but it hits differently when you’re an ADHD entrepreneur.
In this candid and unfiltered episode of the Mind + Money podcast, Sherry (financial coach) and Val (financial planner) dive deep into how RSD impacts decision-making, risk-taking, and confidence.
We’re sharing personal stories, coping strategies, and tools to keep RSD from holding you back in business and life.
From understanding the root of RSD to actionable ways to push past the fear of rejection, this episode is packed with insights for ADHDers who feel stuck or overwhelmed. Spoiler: you’re not alone, and you CAN get through this.
Key Takeaways:
What RSD is and why it’s common in ADHDers.
How RSD shows up in entrepreneurship versus traditional employment.
Tools and strategies to minimize the impact of RSD.
Why progress beats perfection every time.
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val’s Instagram: http://www.instagram.com/you.me.and.money
Sherry’s Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching
In this episode of the Mind + Money Podcast, Val and Sherry dive into the things that give them the ick, most of which are likely connected to ADHD, but they'll never really know for sure!
From slimy pottery wheels to crunching chips, from sunflower seed spitting to the sand that never seems to leave, they’re talking about all the little things that drive them up the wall.
It's mostly just venting but they do share a tip or two that help them with some of our icks! Whether it’s a new cleaning gadget or a mindset shift, we’ve got you covered. Tune in for laughs, relatability, and maybe a few "aha" moments about your own icks.
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val’s Instagram: http://www.instagram.com/you.me.and.money
Sherry’s Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching
Are you making life harder than it needs to be? In this episode of Mind + Money, we share the little things we’ve learned about comfort, health, and trusting your gut that have made a big impact on our lives and careers.
From finding the perfect pillow to discovering the magic of sugaring, we cover tips for living your best life while keeping it practical and real.
Whether you're looking for life hacks, a laugh, or a little validation, this episode has it all. It’s real talk about making choices that work for YOU, not just following what everyone else does.
👉 Listen now and take notes—your future self will thank you!
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val’s Instagram: http://www.instagram.com/you.me.and.money
Sherry’s Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching