In this episode of Money Moves, Matty A. sits down with Morgan Keim, real estate investor and founder of Ocean Ridge Capital, to explore the rising potential of affordable housing as both an impact and profit-driven real estate strategy.
Morgan explains how affordable housing differs from Section 8, what AMI (Area Median Income) means, and how to leverage underutilized assets like motels and multifamily properties into sustainable, cash-flowing communities.
This episode uncovers how government incentives, tax credits, and public-private partnerships can make affordable housing projects not only feasible but highly lucrative—especially in 2025 as policy and demographic trends converge.
What You’ll Learn:
Timestamps:
00:00 – Morgan’s background in real estate and development
04:00 – Defining affordable housing and AMI
08:00 – Why the investment thesis for affordable housing is so strong
13:00 – Real-world conversion strategies and deal structures
17:00 – Funding: tax credits, grants, and city partnerships
21:00 – Addressing myths around tenants, turnover, and red tape
25:00 – Macro trends and why timing matters
29:00 – Final advice for investors who want to make a difference
Connect with Morgan Keim
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