Summary In this episode, Guillaume invited Kyle Welsh from MyHSA to discuss the transformation of health benefits through technology, the growth and scalability of MyHSA, and the competitive landscape of health spending accounts. He highlights the unique offerings of MyHSA, including health spending accounts and wellness spending accounts, and explains how these solutions cater to business owners and employees. The discussion also covers the importance of company culture, the guidelines for setting up health spending accounts, and the eligible expenses under these plans. Kyle emphasizes the flexibility of wellness spending accounts and flex plans, as well as the custom solutions available for larger enterprises. He concludes with insights into future innovations at MyHSA and the importance of working with advisors to implement these solutions.   Topics Covered in this Episode: 00:00 Introduction to My HSA 03:56 Growth and Transformation of My HSA 07:10 Technology and User Experience 09:37 Funding Models and Differentiation 12:21 Health Spending Accounts for Business Owners 15:05 Eligible Expenses and Benefits 17:41 Wellness Spending Accounts for Employees 26:49 Creative Employee Benefits for Retention 28:57 Understanding Health and Wellness Spending Accounts 31:15 The Flexibility of My Flex Plan 32:55 Cost Considerations for Spending Accounts 37:50 Custom Solutions for Growing Enterprises 39:10 Exploring MySO: Administrative Services Only 44:59 Future Innovations at MyHSA   MyHSA Website: https://www.getmyhsa.com/   🤝 Work with Millen Wealth Advisors Book a Financial Review Meeting: https://courses.mwadvisors.ca/FinancialAdvice   🔗 Connect & Follow Us for Insights Website: https://www.mwadvisors.ca/ Podcast YouTube Channel: https://www.youtube.com/@MillennialMoneyCanadaPodcast   Keywords Health benefits, MyHSA, health spending accounts, wellness spending accounts, employee benefits, technology in healthcare, corporate wellness, financial planning, Canadian health benefits, advisor solutions