In this episode, host Stephen sits down with Christian Osgood, the founder of Multifamily Strategy, who scaled from a couple of duplexes to over 300 rental units using creative finance and relationship-driven deal flow. Christian shares how he went from a traditional W-2 sales career to full-time investor, how he structured deals with no money down, and the real truths about passive income, cash flow, and building long-term wealth through real estate. Whether you’re a new investor, a business owner with capital, or someone looking to escape the 9-to-5, this is a must-listen. Key Topics Covered: Creative finance simplified Why finding deals matters more than having capital How to buy big buildings with little money Building a business that serves your lifestyle Myths about passive income and financial freedom Timestamps: 00:00 – Intro & Meet Christian Osgood02:30 – From duplexes to 300+ units06:20 – What is creative finance (really)?10:00 – The deal-debt-equity formula14:15 – Structuring a $2M seller finance deal18:30 – Building deal flow through conversations22:40 – Start fast, fix later: Ready-fire-aim strategy27:00 – Why group coaching leads to more deals30:45 – What “passive income” actually looks like34:00 – $50K/mo portfolio: How much is Christian’s?38:10 – Growing wealth through real estate42:00 – Property management + scaling systems45:00 – Smart expansion vs messy growth48:15 – Your first deal will cost you (and that’s okay)51:00 – Starting from one house: Step-by-step54:30 – Christian’s advice to his younger self Connect with Christian:www.multifamilystrategy.com Follow the show for weekly interviews with top entrepreneurs, real estate investors, and creators.