
What if working until you die became the new American Dream?
Millions of Americans in their 60s and 70s are toiling away, not by choice, but by necessity.
This isn't a story of poor planning; it’s about a system that changed the rules after the game had already begun.
Discover how the secure "three-legged stool" of retirement — Social Security, company pensions, and personal savings — a comfortable guarantee for generations, was systematically dismantled.
We’ll trace the unexpected rise of the 401(k), initially a small tax provision, which corporate America swiftly adopted to shift immense financial risk from their balance sheets onto individual workers, saving hundreds of billions.
Explore the "fatal flaw" built into the 401(k) system: it assumed ordinary people would become investment experts overnight, mastering skills financial advisors spend years learning.
Witness the devastating consequences: median 401(k) balances a mere fraction of what’s needed for a secure retirement, savings wiped out by market crashes, and seniors forced into gig economy jobs or choosing between prescription medication and rent.
But here’s the uncomfortable truth no one wants to say aloud: This wasn't an accident. It was the greatest wealth transfer in American history.
The money once guaranteed for retirement was redirected to ballooning executive compensation and shareholder returns.
This crisis isn't a bug in the system; it's a feature of an economy designed to keep everyone working and consuming.
Join us to understand how "the trees they planted were chopped down to build someone else's mansion".
This isn't just about financial security; it's about the dignity of retirement after a lifetime of contribution.
Will the next generation learn from this profound sacrifice, or are we doomed to repeat these mistakes?
Tune in to uncover what's really happening behind the headlines.
Now available on YouTube: https://youtu.be/lgoxIP6qXyM