The uncomfortable truth about why 64% of Americans live paycheck to paycheck—including people with "good" incomes.

There's a devastating shift happening in American households. Families with nursing degrees, steady jobs, and responsible spending habits are visiting food banks. Working parents are using couponing apps like it's a second career. People making $500 "too much" for assistance programs but not enough to actually survive.

The new economic reality has two types of broke people:

• Those with income problems (wages don't cover basic living)
• Those with spending problems (can't distinguish needs from wants)

But here's what's really happening: an entire generation discovered that survival became expensive while paychecks stayed small. The promise was simple—get educated, work hard, follow the rules. The outcome? Being worse off than parents despite being more educated and working longer hours.

The systemic betrayal: Companies report record profits while their workers can't afford groceries. Prices jump in dollars while wages inch forward in pennies. What used to be temporary setbacks became permanent living conditions.

This isn't about personal financial literacy. It's about recognizing when the system itself is broken—and why understanding that difference is the first step to fighting back.

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Now available on YouTube: https://www.youtube.com/watch?v=gDurbbcYEnM