Introducing ManipalCigna Health 360 Rider that strengthens and gives you a 360-degree health insurance coverage. With the comprehensive range of ManipalCigna’s Health 360 riders, you get additional coverage that not just eases off your financial woes but also gives you and your family the complete protection. The rider comes in 3 variants:

So you have a very good health insurance policy in place for your family. But there are still some benefits not getting covered and you are spending from your pocket for medical expenses. How do you fix that?

ManipalCigna Health 360 is here for you! Introducing a range of riders to strengthen your health insurance policy coverage and give your family 360-degree health coverage. With the comprehensive range of ManipalCigna’s Health 360 riders, you get additional financial security that not just eases off your financial woes but also gives you and your family the complete protection.

Make your health insurance a complete Health Insurance with cashless OPD COVERAGE. Protect your finances from everyday healthcare expenses like doctor consultation, prescribed diagnostics & pharmacy expenses because health issues don’t escalate to hospital every time.

CHOOSE THE PACKAGE THAT BEST SUITS YOUR NEEDS:

1. Package 1 - Rs. 5,000 to Rs. 20,000 in the multiples of Rs. 5,000 (Doctor Consultation)
2. Package 2 - Rs. 10,000 to Rs. 30,000 in the multiples of Rs. 5,000 and Rs. 30,000 to Rs. 50,000* in the multiples of Rs. 10,000 (Doctor Consultation & Prescribed Diagnostics)
3. Package 3 - Rs. 20,000 to Rs. 30,000 in the multiples of Rs. 5,000 and Rs. 30,000 to Rs. 50,000* in the multiples of Rs. 10,000 (Doctor Consultation, Prescribed Diagnostics  & Prescribed Pharmacy)

KEY FEATURES

1. Get OPD Consultations For Every Ailment Without Any Worry - Secure doctor consultation coverage including Dental and Vision consultations, through the Network Medical Practitioner, up to the Outpatient Sum Insured as opted under this rider.
2. Don’t Compromise On Diagnostics Tests - In addition to doctor consultation get covered for diagnostic tests including Dental and Vision diagnostics, wherever prescribed by the Network Medical Practitioner, up to the Outpatient Sum Insured as opted under this rider.
3. Medicines & Drugs Will No Longer Burn Hole In Your Pocket - In addition to doctor consultation, prescribed diagnostic get covered for expenses incurred for medicines prescribed by the Network Medical Practitioner for up to 20% of the Outpatient Sum Insured.

Disclaimer -OPD rider is available only on a cashless basis from the network providers of ManipalCigna Health Insurance Company Limited. Any unutilized amount under this benefit shall not be carried forward to subsequent policy year.

Key Features Of ManipalCigna Health 360 Rider

• Let go of the worry of paying for Non-Medical items - We’ve got your Non-Medical items covered up to the Sum Insured opted under the base policy, in case of In-patient Hospitalization and/or Day Care Treatment.
• Coverage for Durable Medical Equipment - You also get coverage for Durable Medical Equipment up to Rs.1 Lac in case, prescribed during hospitalization or within 30 days post-discharge.
• Get your Sum Insured restored every time - Advance restores upto 100% of sum insured unlimited times so you don’t fall short of coverage for both related and unrelated illnesses/ injuries. Applicable from second claim onwards.