If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
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If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
Show Notes:
• Hasler, A., & Lusardi, A. (2019). The gender gap in financial literacy: A global perspective. Global Financial Literacy Excellence Center. https://gflec.org
• Jorgensen, B. L., & Savla, J. (2010). Financial literacy of young adults: The importance of parental socialization. Family Relations, 59(4), 465–478. https://doi.org/10.1111/j.1741-3729.2010.00616.x
• Kim, J., Gutter, M. S., & Spangler, T. (2020). Extended family financial socialization and financial behavior in adulthood. Journal of Family and Economic Issues, 41(3), 497-510. https://doi.org/10.1007/s10834-020-09674-3
• Klontz, B., Britt, S. L., Archuleta, K. L., & Klontz, T. (2011). Mind over money: Overcoming the money disorders that threaten our financial health. Broadway Books.
• Mellan, O. (2014). Money harmony: Resolving money conflicts in your life and relationships. Walker and Company.
• Shim, S., Barber, B. L., Card, N. A., Xiao, J. J., & Serido, J. (2021). Financial socialization: A model of family pathways to financial well-being. Journal of Youth and Adolescence, 50(4), 788-806. https://doi.org/10.1007/s10964-020-01272-0
• Tang, N., & Baker, A. (2016). Self-esteem, financial knowledge and financial behavior. Journal of Economic Psychology, 54, 164-176. https://doi.org/10.1016/j.joep.2016.04.005
• The Psychology of Financial Planning Podcast: https://www.psychologyoffinancialplanning.com/podcast
• Making Cents of Money Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing
• Klontz Money Scripts Test: https://www.bradklontz.com/moneyscriptstest
• Dr. Brad Klontz on YouTube: https://www.youtube.com/c/drbradklontz
• Money Habitudes: https://www.moneyhabitudes.com/
• Money Personality Quiz by Olivia Mellan via the California Courts’ Families Change website: https://fas.familieschange.ca.gov/en/course/27-activity-money-personality-quiz
Making Cents of Money
If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
