If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
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If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
This month, the federal government began taking action against student loan borrowers with accounts in default. In this episode of Making Cents of Money, learn what that means for borrowers and what options might be available.
Show Notes:
Cunningham, M. (2025, May 5). Student loan collections resume as record number of borrowers fall behind. CBS News. https://www.cbsnews.com/news/defaulted-loans-restart-collection-delinquency-may-5/
Dunbar, M. (2025, May 6). US student loan collections resume: Here's what you need to know. The Guardian. https://www.theguardian.com/us-news/2025/may/06/us-student-loan-collections-explainer
Federal Student Aid. (n.d.). Rehabilitated loan. U.S. Department of Education. https://studentaid.gov/help-center/answers/article/loan-rehabilitation
Federal Student Aid. (n.d.). What is the difference between student loan delinquency and default? U.S. Department of Education. https://studentaid.gov/help-center/answers/article/what-is-difference-between-loan-delinquency-and-default
Hanson, M. (2025, March 16). Student loan debt statistics [2025]. Education Data Initiative. https://educationdata.org/student-loan-debt-statistics
Kim, J. (2024, September 30). Deadline for Fresh Start defaulted student loans program gets extended. NPR. https://www.npr.org/2024/09/30/nx-s1-5133296/student-loan-default-fresh-start-explainer
Prater, N. (2025, May 6). Trump administration gets aggressive on student-debt collection. New York Magazine. https://nymag.com/intelligencer/article/trump-admin-gets-aggressive-on-student-debt-collection.html
Reyes, Y., & Lalljee, J. (2025, May 7). What Floridians should know as student loan penalty pause ends. Axios Tampa Bay. https://www.axios.com/local/tampa-bay/2025/05/07/floridian-student-loan-penalty-pause-ends
Student Loan Borrower Assistance. (2024, September 20). Fresh Start ends Sept. 30: What borrowers need to know. https://studentloanborrowerassistance.org/fresh-start-ends-sept-30-what-borrowers-need-to-know/
TransUnion. (2025, May 5). As federal collections activity resumes, more than one in five student loan borrowers are 90+ days delinquent. https://newsroom.transunion.com/may-2025-student-loan-update/
U.S. Department of Education. (2025, April 21). U.S. Department of Education to begin federal student loan collections and other actions to help borrowers get back into repayment. https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
Making Cents of Money
If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future.
Show Notes:
Federal Resources
• U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov
• Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com
University of Illinois System Resources
• University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe
• University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans
Prior Related Making Cents of Money Podcast Episodes
• Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696
• Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420
• Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315
• Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984
• Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343
• April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894
• Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018
• PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128
• On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176
• Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728
• The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881
Webinar Recording
• Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A
Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.
