In this episode of 'Non-Consensus Investing,' Ram Ahluwalia, CIO at Lumida Wealth, engages in a detailed discussion with Caitlin Long, founder and CEO of Custodia Bank. They delve into the intricacies of the stablecoin bill, its implications for banks and non-banks, and the broader competitive landscape. Caitlyn shares her experiences with regulatory challenges, including her lawsuit against the Federal Reserve, and the impact of regulatory decisions on innovation in the banking sector. They also explore the potential future of banking technology amidst growing crypto adoption and the regulatory environment.