n this episode, with guest host James L. Marshall, Jr. of Marshall Wealth Management, we discuss wealth-building strategies specifically tailored for people of color. Our goal is to break down barriers and provide actionable advice that empowers communities to take control of their financial future.James L. Marshall, Jr. has been in the financial services industry for over 30 years. He started his career with Merrill Lynch back in 1988 as a stockbroker trainee and then moved to Washington, DC to work for New York Life, where he began to realize the importance of educating the community about comprehensive wealth building. James introduces his book, "The Hive" which teaches family how to pool resources together to build generational wealth. James drops multiple gems,, we cover the tools and mindset needed to grow wealth, break generational cycles, and create long-term financial stability. Whether you're just starting your wealth-building journey or looking to level up, this episode is packed with tips and insights to help you achieve your financial goals.0:00 Introduction7:43 It takes 7 No's to get to a Yes8:12 Understanding "Intreprenuership"11:05 The network of black women13:13 Budgeting is the foundation of wealth building17:00 Don't panic in the market, keep dry powder18:07 The 4 corners of wealth building19:07 Insurance is critical to wealth building20:00 Different types of insurance explained25:09 Investment strategies based on age30:00 The truth about entrepreneurship31:30 The Hive strategy explained37:00 Identify who is in your Hive