You work hard for your money--is your money working hard for you? How secure is your future? Are you saving enough money for retirement? A lot of smart, successful people don't know how and where to invest their money to make sure they're prepared for life's unexpected emergencies, and set themselves up to live comfortably in their golden years. Do you really understand the different types of life insurance to ensure you have the right kind of policy? "Financial educator" Francine Ayala talks about what people can do to lower debt and create a nest egg while Leyna shares how a midlife career change finally made her take charge of her financial future! This episode, while the general information is still pertinent, doesn't delve deep enough and we will be doing an another episode with Financial Advisors to talk about investing today, in light of the changing times. Stay tuned!