Excuses for financial accountability are prevalent and come in all shapes and sizes. But excuses are not just about the practical limitations, they reveal the spiritual and emotional issues that are preventing accountability. Episode #442 of “Let’s Talk Money with Dave and Reb” invites Ray Borg to discuss the surface level excuses that are often heard in financial coaching and the shame and victimization that are revealed underneath the excuses. The co-hosts encourage listeners to hear their own excuses, and then to take action and grow in faith and hope with God. Today’s show is sponsored by More Than Enough Financial, an Ottawa-based financial coaching company which specializes in financial literacy, coaching, income tax preparation, and mortgage brokering. For more information go to morethanenough.ca. To order Reb's book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition. To listen to the audiobook please find it here: Cultivating Trust Audiobook. #morethanenough #finances #money #financialfitness #shame #accountability #discipleship