In this episode we discuss the  increasing adoption and potential of blockchain technology across various sectors. It highlights how major U.S. banks are now considering creating their own stablecoin, a significant shift from their previous skepticism, viewing compliance and institutional trust as key advantages. Also, the growing importance of stablecoins as a bridge between traditional and digital finance, their utility in decentralized finance, and their potential impact on Treasury bond markets. Furthermore, it touches upon the application of blockchain in the public sector for transparency and accountability and its potential to revolutionize financial reporting for small businesses in South Africa by reducing audit costs. Finally, the impact of AI on the banking industry, urging banks to move beyond pilot projects to fully integrate AI into their strategies.