Home ownership is becoming harder for many Americans, with78% citing affordability issues like income and down payments (2024Bankrate/Yahoo Finance). Most buyers (74%) require financing, assessed by rulessuch as the 28/36 rule. The number of loan officers dropped by half from 2021to 2023 (Investopedia), and only 27–40% of buyers use them; most get loansthrough banks or credit unions.

Michael Newmann, Branch Manager & Senior Loan Officer atCMG Home Loans, offers expertise in wealth-building home loans nationally. Withover 20 years in the industry and a background in psychology, he leadshigh-profile clients using strategies like CMG's innovative All-In-One Loan—a30-year HELOC with daily interest calculations and equity access. Michaelcombines financial knowledge with empathetic client service and strategicthinking, aiming to help clients save money and reduce their mortgage terms.

For more information, For More Information: https://www.cmghomeloans.com/mysite/mike-newmann/team/The-Newmann-Group or call (541) 227-2722.