In this engaging podcast episode, host Carl interviews Peter Freeth, a seasoned professional with a diverse career that includes capturing iconic moments at major music events. The conversation delves into the profound impact of social media on personal and professional growth, exploring how it can both connect and isolate individuals. Peter shares insights on the importance of self-permission in pursuing one's dreams, the challenges of societal expectations, and the psychological barriers that often hold people back from realizing their potential. Through personal anecdotes and thought-provoking analogies, including the metaphor of zebras and their survival instincts, the episode highlights the complexities of human behavior, the power of communication, and the necessity of stepping outside one's comfort zone to embrace new opportunities. KEY TAKEAWAYS Power of Social Media : Social media has transformed how we connect with others, allowing us to build networks beyond our immediate physical surroundings. This can lead to opportunities for collaboration and growth, but it also risks creating echo chambers where differing opinions are excluded. Permission and Self-Doubt : Many individuals struggle with giving themselves permission to pursue their dreams due to practical concerns and societal expectations. This often leads to a cycle of self-doubt, where people prioritize the opinions of others over their own aspirations. Influence of Environment : The environment and upbringing significantly shape an individual's worldview and opportunities. People often compare themselves to others within their social circles, which can lead to feelings of resentment or inspiration, depending on their perspective. BEST MOMENTS Peter Freeth: "I think there's great potential to be very selective in finding like-minded people... but one of the hidden dangers of social media is that selectivity, that we're going to surround ourselves with people who are like us." Carl: "If I don't agree with any opinion that you have... I'm going to get you fired from your job." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/

In this episode, Carl discusses the journey of Heather Littleton, a business owner and property investor, who shares her experiences of starting a garage equipment business with her husband, James. They delve into the challenges of transitioning from a job-like setup to building a scalable business, emphasizing the importance of systems, processes, and the right team. Heather also reflects on her foray into property investment, including creative strategies like rent-to-rent and lease options, and the lessons learned along the way. The conversation highlights the significance of confidence, networking, and the value of business coaching in achieving entrepreneurial success. Tune in for insights on navigating the complexities of business and property investment, and the importance of adapting and growing in both fields. Join Heather at PPN - https://progressivepropertynetwork.co.uk/heather-littleton/ KEY TAKEAWAYS Transition from Job to Business : The journey from being a husband-and-wife team running a business to building a scalable enterprise involves recognizing the difference between a job and a business. A true business should be able to operate independently, allowing owners to take time off without disrupting operations. Importance of Networking and Coaching : Engaging in networking and seeking business coaching can significantly impact growth. Building relationships and learning from experienced coaches can provide valuable insights and strategies that propel a business forward. Financial Knowledge is Crucial : Understanding financial management, marketing, and sales is essential for entrepreneurs. These skills form the foundation for making informed decisions and driving business success. Creative Property Acquisition Strategies : Exploring creative property acquisition methods, such as lease options and assisted sales, can provide opportunities for investment without the need for significant upfront capital. These strategies allow investors to solve problems for property owners while generating income. BEST MOMENTS "We started to realize that something had to change and we started to focus on building a business that actually runs without us." "I think financial knowledge is very key, and actually my financial knowledge and understanding has been a massive part of our business growth." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you by Disruptive Media .https://disruptivemedia.co.uk/

In this episode, Carl shares valuable insights and personal experiences about the essential skills needed to become a successful entrepreneur. Drawing from his journey since 2004, he discusses the importance of resilience, the inevitability of failure, and the significance of having a supportive partner or "cheerleader." Carl emphasises the need for thick skin in the face of rejection and the challenges of navigating the business landscape, including the pitfalls of digital marketing and the importance of understanding cash flow. He also highlights the value of networking, customer delight, and effective communication as key components of entrepreneurship. With anecdotes from his own ventures, including the ups and downs of running a martial arts school and a consultancy, this episode serves as a candid guide for aspiring entrepreneurs looking to thrive in their business endeavors. KEY TAKEAWAYS Resilience is Essential : Entrepreneurship often involves failure, and learning from these failures is crucial. Resilience is a key trait that cannot be taught in textbooks but is vital for bouncing back from setbacks. Importance of a Support System : Having a cheerleader, whether a partner or a close friend, can significantly impact an entrepreneur's journey. This support helps in managing the loneliness and challenges that come with being an entrepreneur. Beware of Scams in Digital Marketing : Many entrepreneurs fall victim to scams when starting their businesses, especially in digital marketing. It's important to educate oneself on SEO and online marketing strategies to avoid wasting money on ineffective services. BEST MOMENTS "An entrepreneur is a very lonely individual because very often an entrepreneur sees things that a lot of other people don't." "When you're an entrepreneur and you're working for yourself, there is no basic life support. There is just, you make money or you starve." "You either have resilience or you don't really. And for me, when the business financially fails, I remember even now today... that absolutely crucified me." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you by Disruptive Media .https://disruptivemedia.co.uk/

In this episode, Carl shares valuable insights and recommendations for anyone looking to start their journey in business, particularly in property investing. Responding to a question from his friend Sharon Griffiths, he highlights three impactful books: "Why A Students Work For C Students" by Robert Kiyosaki, "Branson Behind the Mask" by Tom Bower, and "Cocky: The Rise and Fall of Curtis Warren" by Tom Barnes, each offering unique perspectives on success, entrepreneurship, and the complexities of business. Additionally, Carl outlines five non-negotiable actions for new investors, emphasizing the importance of education, networking, goal-setting, and finding supportive individuals in one's circle. The episode is packed with practical advice and personal anecdotes, making it a must-listen for aspiring entrepreneurs. KEY TAKEAWAYS Recommended Reading : Three impactful books for aspiring entrepreneurs include "Why A Students Work For C Students" by Robert Kiyosaki, which introduces the cash flow quadrant and emphasizes the difference between academic success and financial success; "Branson Behind the Mask" by Tom Bower, which critically examines Richard Branson's business practices; and "Cocky: The Rise and Fall of Curtis Warren" by Tom Barnes, which explores the skills and strategies of a successful drug baron, highlighting the importance of understanding supply and demand in business. Networking and Honesty : When attending networking events, it's crucial to be honest about your experience level. Admitting that you are new to the field can open doors for learning and mentorship, as many experienced individuals are willing to share their knowledge with those who show genuine interest. Goal Setting : Writing down specific goals is essential for success. By clearly defining what you want to achieve and by when, you can create a roadmap to work backwards from, making it easier to identify the steps needed to reach your objectives. BEST MOMENTS "When you strip back business, what is it? It's a supply and a demand economy, okay? So do I think that people should put illegal narcotics in their body? No, I don't." "If you're the smartest person in the room, you're in the wrong room. I like to be the dumbest person in the room." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/ https://disruptivemedia.co.uk/

In this episode of the podcast, Carl explores various innovative ways to make money from home, catering to a wide range of skills and interests. From computer and phone repairs to chat support roles, the discussion highlights opportunities such as coding, data entry, transcription, and translation services. He also emphasises the growing demand for social media managers and online influencers, while sharing personal anecdotes and success stories. Listeners are encouraged to consider options like virtual assistance, personal shopping, tutoring, and even crafting or baking as potential side hustles. The episode is packed with practical advice, resources, and encouragement for anyone looking to generate extra income from the comfort of their home. KEY TAKEAWAYS Mobile Phone Repair : Starting a side hustle in mobile phone repair, such as screen replacements, can be lucrative. Basic tools and practice on old devices can help you gain the necessary skills. Chat Support Jobs : Opportunities exist for remote chat support roles with companies like Apple, offering competitive pay. This job can be a good fit for those who prefer working from home. Freelance Writing and Editing : There is a growing demand for freelance writers and copy editors. With the rise of digital content, individuals can monetize their writing skills, especially in SEO and content creation. Virtual Assistance : Becoming a virtual assistant is a viable option for those looking to work from home. This role can involve various tasks, from administrative support to social media management. Craft and Handmade Goods : Selling handmade crafts or offering services like flower arranging can be profitable. Platforms like Etsy provide a marketplace for creative individuals to sell their products. BEST MOMENTS "You can actually start that quite simply on Facebook Marketplace, offering that as a service." "Becoming a coder, you can actually, if you look back on my previous episodes, you can go and do a free course on coding on allison.com." "If you can type on a computer or on a screen, data entry could be for you." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/ https://disruptivemedia.co.uk/

In this episode, Carl delves into the concept of early retirement in the UK, addressing common questions from listeners about the feasibility of retiring early, particularly in their 40s and 50s. The discussion highlights the importance of understanding state pensions, the rising retirement age, and the limitations of relying solely on government support. Carl shares personal experiences and strategies for achieving financial independence through investments in tangible assets like property, gold, and businesses, rather than traditional employment. Listeners are encouraged to consider their lifestyle needs, the impact of inflation on retirement income, and the potential of leveraging investments to secure a comfortable future. The episode also touches on various financial strategies, including the 4% rule and the implications of withdrawing from pension funds early, providing valuable insights for anyone contemplating their retirement plans. KEY TAKEAWAYS 6. Early Retirement is Possible : It is achievable to retire early in the UK, particularly in your 40s and 50s, by leveraging investments rather than relying solely on traditional employment. 7. State Pension Limitations : The state pension age is rising to 67, and the current full state pension amount is relatively low (£230.25 per week), which may not provide a comfortable lifestyle. Relying on it for retirement is not ideal. 8. Investment Strategies : Investing in tangible assets such as property, gold, silver, and art can generate income and help achieve financial independence. Building a property portfolio can lead to significant monthly income, which is essential for early retirement. 9. Understanding Pension Withdrawals : While you can withdraw from your workplace pension at age 55 (rising to 57 in 2028), it’s crucial to consider the tax implications and the potential reduction in future pension income when withdrawing funds early. 10. Quality of Life Considerations : Retirement planning should focus not only on financial figures but also on the quality of life you desire. Factors such as lifestyle choices, potential healthcare needs, and unexpected life events should be taken into account when determining how much income is necessary for a comfortable retirement. BEST MOMENTS 11. "Yes, it is possible in the UK and it is more than achievable in your forties and definitely in your fifties." 12. "Most people in the UK are able to live an extremely comfortable life with no personal mortgage on £7,000 a month." 13. "I started with zero money. I actually started with less than zero. I started with minus £45,000 after I went through a horrendous divorce." 14. "If you draw out more than 25%, you will be taxed at the current rate." 15. "I personally would rather take money that was locked away and turn that into an income-generating machine." VALUABLE RESOURCES HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/

In this episode of the podcast series "Free Tools to Make Money," the host delves into the intricacies of a property deal analyzer, using a real-life example from Gwynedd, Wales. The discussion covers essential aspects of property investment, including due diligence, financial structuring, and the importance of clear terms between investors. The host outlines the process of analyzing a property deal, detailing purchase and refurbishment costs, projected cash flow, and refinancing strategies. Listeners are encouraged to utilize the provided deal analyzer tool to enhance their own investment strategies. The episode emphasizes the significance of thorough analysis in property investment to avoid uncertainty and maximize profitability. KEY TAKEAWAYS 6. Importance of Due Diligence : Conduct thorough due diligence checks on potential partners, including verifying their financial status and skills, to ensure a trustworthy collaboration in property deals. 7. Structured Investment Terms : Clearly outline the terms of investment, including the structure of ownership, responsibilities, and profit-sharing ratios, to protect both parties and establish a professional business relationship. 8. Refurbishment and Value Addition : Refurbishing properties is essential for increasing their value, which can lead to successful refinancing and cash flow generation in the long term. 9. Cash Flow Projections : Create detailed cash flow projections that account for occupancy rates and potential costs, allowing for better financial planning and risk management in property investments. 10. Utilizing Tools for Analysis : Use deal analyzers and other financial tools to assess property deals accurately, ensuring informed decision-making rather than relying on guesswork. BEST MOMENTS 11. "This is just me laying out my initial expectations. Everybody should be doing this in property, ladies and gents." 12. "If anything were to go wrong, if I were to run off with 20,000 quid, he would own the legal charge on that property." 13. "This is a great opportunity, this deal. There's lots and lots of demand, but very little in terms of availability for properties." 14. "You must use tools to make money in your deal analysis because otherwise you're just hitting and hoping in the dark." 15. "If you want a copy of this deal analyzer, there is a link below in the description. I will happily send you a copy." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/

In this episode of the podcast, the host delves into the world of free tools for making money, focusing specifically on the website bettersafety.co.uk. The discussion highlights the importance of search engine optimization (SEO) and keyword planning, using the example of FaceFit testing services in Merseyside. The host shares insights on how optimizing a single webpage led to a significant increase in inquiries from private dental practices during the COVID-19 pandemic. By leveraging backlinks to reputable sources and maintaining a strong domain authority, the host illustrates how effective SEO strategies can lead to long-term client relationships and additional revenue streams, such as property investments. This episode serves as a practical guide for listeners looking to enhance their online presence and generate income through strategic digital marketing techniques. KEY TAKEAWAYS Importance of SEO : Optimizing web pages for search engines using relevant keywords and backlinks can significantly increase visibility and inquiries for services, as demonstrated by the success of the FaceFit testing page. Utilizing Backlinks : Linking to reputable websites with high domain authority, such as government health and safety organizations, can enhance your own site's credibility and improve search rankings. Client Relationships : Building strong, long-term relationships with clients by providing valuable services and maintaining open communication can lead to repeat business and referrals, as seen with the ongoing partnerships with private dental practices. Cross-Pollination of Services : Leveraging existing client relationships to introduce additional services, such as property investment opportunities, can create new revenue streams and enhance client loyalty. BEST MOMENTS "Turns out I'd massively optimized this one page. Some of it was luck, some of it was planned, but there was a hell of a lot of luck." "By linking with other reputable websites with a non-return backlink, this actually can help." "We started talking to some of them about, you know, what are you doing in terms of planning for your future, in terms of investments." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/

In this episode, Carl shares a comprehensive guide on how to effectively use a blog planner to strategize content for an entire year, specifically focusing on the home care industry. Utilizing Google Keywords, the host demonstrates the creation of a detailed blog planner for Beloved Home Care, outlining themes, weekly content, and essential keywords to enhance search engine visibility. The episode covers practical tips on generating content using tools like ChatGPT, the importance of cross-promoting on social media platforms, and the significance of building domain authority. With insights into the sales funnel and conversion rates, listeners are encouraged to reflect on their own strategies for attracting clients. The episode concludes with a call to action for audience engagement and feedback. KEY TAKEAWAYS Utilising a Blog Planner : A structured blog planner can help organize content for an entire year, allowing for consistent and strategic posting. The example provided includes themes, weekly topics, and essential elements like keywords and calls to action. Keyword Research Importance : Conducting keyword research is crucial for optimizing blog content. By incorporating relevant keywords throughout articles, it enhances visibility on search engines, making it easier for potential clients to find services. Content Creation Strategies : Combining personal experience with tools like ChatGPT can streamline content creation. This approach not only saves time but also ensures that the content is engaging and informative. Leveraging Social Media : Promoting blog content through social media platforms like LinkedIn and Facebook can significantly increase reach and engagement. This strategy helps build domain authority and trustworthiness, which are essential for attracting clients. Sales Funnel Effectiveness : Understanding the sales funnel is vital for converting inquiries into clients. By attracting warm leads through effective content marketing, businesses can achieve high conversion rates, even with a limited number of inquiries. BEST MOMENTS "This is the top of our sales funnel. This is what the very top of our sales funnel looks like, because that is where we're going to find our customer." "We actually get about three inquiries per month for our service... but there's a 90% conversion ratio to that." "You can build your wealth by utilizing tools to do the heavy lifting for you." "Google doesn't really trust our website... but what it does do is it likes LinkedIn." "Do you have your sales funnel ready? How are you attracting people into the top of that funnel?" VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you by Disruptive Media .https://disruptivemedia.co.uk/ https://disruptive

This episode is best viewed on YouTube. Find the full video here! - https://youtu.be/phI00kFWrTc   In this episode, Carl provides a practical guide on how to leverage Google Keyword Planner to identify lucrative keywords for monetisation. The discussion begins with a step-by-step walkthrough of using the tool to discover what people are searching for, particularly in the property investment niche. The host shares a real-life example involving a newsletter aimed at first-time property investors, demonstrating how to refine search parameters for better results. By broadening the geographic focus and experimenting with different keywords, the host uncovers valuable insights, including a significant increase in searches for "commercial real estate investing for dummies." The episode also highlights the integration of ChatGPT to generate content and imagery, showcasing how technology can streamline the content creation process. Ultimately, listeners learn how to create engaging articles on high domain authority platforms like LinkedIn, driving traffic and potential sign-ups for their newsletters. KEY TAKEAWAYS Utilizing Google Keyword Planner : The episode emphasizes the importance of Google Keyword Planner as a tool to identify popular search terms, which can help in monetizing content effectively. Targeting Specific Geographies : When conducting keyword research, it's beneficial to narrow down the target audience geographically to improve relevance and reach, as demonstrated by focusing on specific areas in the UK. Broaden Search Terms : If initial keyword searches yield low results, broadening the search terms or geography can lead to more relevant and higher-volume keywords, increasing the potential audience. Creating Content Based on Trends : By analyzing search trends, such as the increase in interest for "commercial real estate investing for dummies," one can create timely and relevant content that meets audience demand. Leveraging High Domain Authority Platforms : Publishing articles on platforms with high domain authority, like LinkedIn, can enhance visibility and engagement, making it easier to attract readers and potential newsletter sign-ups. BEST MOMENTS "Google Keyword Planner is a great tool to help you identify what people are searching for and how to help you monetize right now." "The search geography was far too small. Now what we've got, Property Investing for Beginners has come up with 100 to 1,000 searches per month." "I could go ahead and create a brand new blog... but I'm actually going to use something with a higher domain authority." "Have you considered investing in commercial real estate, but don't have any idea how to get started?" "It's not particularly a title I would have thought of, commercial real estate for dummies, but there we are." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/ https://disruptivemedia.co.uk/

In this episode of Lazy Wealth Creation, Carl continues the discussion on "40 Ways to Make Cash Quickly," diving into various creative and practical methods to earn extra income. Starting with entering competitions and buying and selling domain names, the episode explores unique opportunities like mystery shopping, becoming an extra in films, and selling old games and movies. The host shares personal anecdotes and insights on tutoring, selling photography, and even renting out parking spaces. Listeners are encouraged to consider options like pet sitting, charity fundraising, and freelancing, while also learning about the potential of creating YouTube content and selling personal stories. With a mix of humor and practical advice, this episode aims to inspire listeners to explore diverse avenues for generating quick cash. KEY TAKEAWAYS Entering Competitions : While not everyone's preferred method, entering competitions can be a fun way to potentially earn extra cash. Websites like Save the Student offer exclusive competitions that anyone can participate in, not just students. Buying and Selling Domain Names : Purchasing domain names can be a lucrative venture. For example, someone bought a domain for Hooters Canada and sold it for tens of thousands of Canadian dollars. This strategy allows for creativity in identifying valuable domain names across different countries. Mystery Shopping : This involves evaluating businesses by posing as a regular customer. Mystery shoppers can earn money while dining out or shopping, and some companies even reimburse for expenses. Various platforms like ClickWorker and MarketForce offer opportunities in this field. Online Tutoring : There is a growing demand for online tutoring in various subjects. Individuals can leverage their expertise to help others, whether it's academic subjects or specialized skills, and can earn significant income by providing valuable services. Selling Photography : If you have a knack for photography, you can sell your images through platforms like Adobe, Getty Images, and Shutterstock. Additionally, selling photos directly to bands or businesses can be a creative way to monetize your skills. BEST MOMENTS "Entering competitions is not my preferred way to make extra cash, but it is still a way to make extra cash." "Buying and selling domain names... you can buy domain names for 99p right the way up to 10 million pounds, depending on the domain name." "Mystery shopping... they would get paid to do that, and it was like 25 or 30 quid for a visit." "If you're starstruck and you like the movies, become an extra... you get paid for your time and you get free food as well." "Tutoring people online... you can add value in all kinds of places." VALUABLE RESOURCES Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you by Disruptive Media .https://disruptivemedia.co.uk/

In this episode, Carl shares 40 innovative and exclusive ways to make extra cash, catering to various preferences and lifestyles. From matched betting and online paid surveys to mobile phone recycling and affiliate marketing, listeners are introduced to a diverse range of income-generating strategies that can be easily implemented from the comfort of their homes. Carl emphasises the importance of adding value to others and encourages audience engagement by inviting feedback on which methods work best for them. With practical tips and resources, this episode serves as a valuable guide for anyone looking to boost their income and explore new financial opportunities. Tune in to discover the first 20 strategies and stay tuned for the continuation in the next episode! KEY TAKEAWAYS Diverse Income Opportunities : There are numerous ways to generate additional income, including matched betting, online surveys, and affiliate marketing, allowing individuals to choose methods that suit their skills and interests. Utilizing Technology : Many of the suggested income strategies leverage online platforms and technology, such as using websites for paid surveys, cashback shopping, and mobile phone recycling, making it easier for people to earn money from home. Value Creation : When starting a business or side hustle, it's crucial to focus on providing value to others. This principle applies to creating websites, writing e-books, or engaging in affiliate marketing. Accessibility of Resources : Many income-generating methods are accessible to anyone with an internet connection, such as reviewing websites, participating in online market trading, or selling second-hand textbooks. Long-Term Potential : Some strategies, like self-publishing e-books or affiliate marketing, can lead to residual income over time, allowing individuals to earn money passively as their content continues to generate interest. BEST MOMENTS "At the end of this video, you are going to be able to apply any one of the 40 different strategies or techniques to make additional income." "Matched betting... will mean that you have a mathematical advantage over the house. So who doesn't wanna take money from bookmakers?" "You can actually do that, and you can do it on something called UserTesting. It's a platform that pays normal people." "Disney are very sneaky... they release a special edition Blu-ray... and then of course, they stop distributing it, just cut it out dead." "If you've got mobile phones sitting in the drawer... you can make so much money from your old phones that are just sitting in the drawer doing nothing." VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/

Sign up to MSOPI Liverpool - https://progressivepropertynetwork.spiffy.co/checkout/ppn-liverpool  In this episode of Lazy Wealth Creation, Carl delves into the world of property as a vehicle for wealth accumulation, highlighting the benefits of investing in real estate. The discussion centers around the Multiple Streams of Property Income (MSOPI) course, created by Kevin McDonald and Rob Moore from the Progressive Property Team, which the host personally endorses due to its positive impact on their own financial journey. The episode explains how property is a well-understood asset class, making it easier to secure financing from banks and investors. The host emphasizes the importance of diversifying investment portfolios and explores various property strategies, including HMOs and serviced accommodations. Listeners are encouraged to attend the free MSOPI course to learn more about these opportunities and to connect with like-minded individuals in the property investment community. KEY TAKEAWAYS Understanding Property as an Asset Class : Property is a well-established asset class that banks and investors understand, making it easier to secure financing compared to other assets whose values may be subjective. Appreciation Over Time : Real estate typically appreciates in value over time, which can lead to significant equity gains. For example, a property worth £100,000 today could potentially be worth £200,000 in ten years, allowing for refinancing opportunities. Multiple Streams of Property Income (MSOPI) : The MSOPI course offers various strategies for generating income through property, including HMOs (Houses in Multiple Occupation), serviced accommodation, and deal sourcing, providing attendees with a comprehensive understanding of property investment. Networking Opportunities : Attending property training courses like MSOPI not only provides education but also fosters connections with like-minded individuals, leading to potential partnerships and collaborations in the property investment space. Accessibility of Property Investment : Contrary to the belief that significant capital is required to invest in property, it is possible to start with little to no money. The speaker shares a personal experience of starting their property journey with a negative balance, emphasizing that anyone can begin investing in real estate. BEST MOMENTS "The reason why property works so well for me as a way to gain wealth... is because lending houses, banks, investors, they all understand property." "You could end up very likely a house that was worth £100,000 back in 2025, in 2035 could actually be worth £200,000." "Lazy wealth creation is about you not personally having to... work as hard as you possibly can to earn whatever money it is." "If you're already on the lookout for training... you're looking for something better, you're looking for a better way to do things." "I started minus 45,000 quid. That's my property journey." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you by Disruptive Media .https://disruptivemedia.co.uk/ 

In this episode of Lazy Wealth Creation, host Carl delves into the reality of passive income, debunking the myth that it can be achieved overnight. He outlines three primary strategies for building passive income streams by 2025: creating a business, developing a property portfolio, and engaging in affiliate marketing. Carl emphasizes that while these methods can lead to financial freedom, they require significant time, effort, and hard work upfront. He shares personal experiences and insights, highlighting the importance of understanding customer needs and the challenges that come with property investments. Listeners are encouraged to adopt a long-term mindset and to be prepared for the realities of building wealth the "lazy" way. KEY TAKEAWAYS Myth of Instant Passive Income : There is no such thing as true passive income right from the start. Building passive income requires time, effort, and competence, contrary to the claims of many so-called "gurus." Building a Business : The most effective way to create passive income is by establishing a business that adds value to customers. While it may take years of hard work, once established, the business can operate independently, allowing for more personal freedom. Property Portfolio Challenges : Building a property portfolio can be stressful and time-consuming, often involving unexpected costs and delays. It requires a strong constitution and is not as passive as many might believe. Affiliate Marketing : This method involves promoting products or services through an online presence and earning commissions on sales made through affiliate links. While it can be a simpler form of passive income, it still requires initial effort to set up and maintain. Risks and Pitfalls : Passive income streams are not guaranteed and can be affected by various factors, such as tenant issues in property management or market fluctuations. Building a diverse portfolio can help mitigate risks over time. BEST MOMENTS "When you start out, there is no such thing as passive income. I'm so sorry. This is a myth that is peddled by these fake gurus." "Building a property portfolio can actually be a very stressful time. I didn't used to have this color hair. My hair used to be beautifully dark brown." "You have to see what value is required to add to people's lives. It's not just about your dreams; it's about serving what the customer actually wants." "The beauty of affiliate marketing is once you've done the work, you can sort of forget it. It will stay there forever, provided you don't get up to no good." "The bigger you build your portfolio, the less risk you find yourself being in overall, typically over time." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/ 

In this episode of Lazy Wealth Creation, Carl shares a candid review of their journey with Progressive Property, a UK-based property investment training organisation. The discussion begins with Carl's initial struggles in the property market, including poor credit and a lack of knowledge, leading to their first encounter with Rob Moore, a prominent figure in the field. The host recounts attending various courses, particularly the BRRR (Buy, Refurbish, Rent, Refinance) training, which ignited their passion for property investment and provided valuable insights into deal sourcing and financing options. They also delve into the structure and benefits of the Progressive Academy, highlighting the importance of mentorship and accountability in achieving financial success. Additionally, the episode covers the host's experience as a Progressive Property Network (PPN) host, emphasising the value of networking and community support in the property investment journey. Overall, the episode serves as an honest reflection on the transformative impact of Progressive Property on the host's life and career. KEY TAKEAWAYS Value of Education and Networking : Attending property courses, such as the BRRR program, can provide essential knowledge and networking opportunities that are often not available through traditional education. Engaging with experienced mentors and peers can significantly enhance one's understanding of property investment. Understanding Market Dynamics : The course highlighted various reasons why properties may be sold below market value, such as personal circumstances of the sellers. This knowledge can help investors identify lucrative opportunities in the property market. Leveraging Resources : The concept of "no money down" investing was introduced, emphasizing that individuals can connect with those who have capital but lack investment opportunities. This approach encourages collaboration and resourcefulness in property investment. Importance of Accountability : Joining an academy or mentorship program provides ongoing support and accountability, which can be crucial for success. Regular check-ins and guidance from mentors can help individuals stay focused and motivated on their investment journey. Diverse Opportunities in Property : The Progressive Property Network (PPN) offers various strategies for entering the property market, including deal sourcing, HMOs, and commercial conversions. Engaging with local PPN events can provide valuable insights and connections for aspiring property investors. BEST MOMENTS "What we're going to do each episode is we're going to review all of these different gurus and their different programs that we've actually, I personally have attended." "I was like, wow, I did not realize that. And then I came on to the, you know, But I've got no money and they're like, yeah, you've got no money, but you've got stuff that other people are interested in." "For me, the academy was a game changer, but what it does give you is the opportunity to take the day off work and just focus on how can I be financially successful." "If you're going to pay somebody 10 grand to go on Academy, and there are mentors there, you best listen to them. Please listen to them. Do what they say." "Overall, I would say in balance that Progressive lit a fire under my bottom that got me moving in a direction I needed to travel." Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial success.

In this episode of the Lazy Wealth Creation podcast, Carl delves into the world of banking and financial services, focusing on five prominent bricks-and-mortar banks: Lloyds, HSBC, Nationwide, Barclays, and Halifax. Drawing from personal experiences, the host shares insights into the pros and cons of each bank, highlighting customer service, ease of account setup, and overall user experience. Listeners will hear both positive and negative anecdotes, including the efficient service provided by Lloyds for new accounts and the frustrating challenges faced with HSBC and Barclays during account transitions. The episode aims to educate listeners on navigating personal and business banking, while encouraging feedback and engagement from the audience. KEY TAKEAWAYS Lloyds Banking Experience : Lloyds is generally praised for personal banking services, including a user-friendly app and good customer service. However, there are significant issues when it comes to changing account signatories, which can lead to frustrating delays and breaches of privacy. HSBC 's Mixed Performance: While HSBC has been effective in setting up new accounts and facilitating overseas payments, the process of transferring account ownership has been slow and problematic, taking up to 15 weeks. Ongoing issues with accessing commercial cards have also been highlighted. Nationwide 's Limitations: Nationwide is recognized for its strong personal banking services but does not offer business banking accounts anymore. Their personal accounts come with benefits like free travel insurance, making them appealing for individual customers. Barclays ' Inefficiency: Barclays has been criticized for poor customer service, particularly in the business banking sector. The process of opening a business account was described as chaotic, leading to lost business opportunities due to their inefficiency. Halifax 's Strength in Mortgages: Halifax is noted for its excellent customer service in residential mortgage processing. The efficiency and responsiveness of their mortgage team, along with favorable credit card experiences, make them a reliable choice for personal banking needs. BEST MOMENTS "From a personal banking perspective, I actually think Lloyds are pretty good... Their app is good. You can do a lot of different transaction searches." "Lloyds are great if you're opening up an account from scratch, but they are absolutely awful... for changing accounts over from one director to another." "HSBC took, I think it was about 15 weeks to change over from one director and shareholder to another... there's a huge disconnect there." "Barclays were quite overzealous... they sat her down in this private room... and in the end, she had to go yelling at them, why are you trying to stop me from getting my money into my business?" "Halifax's residential mortgage process is super... customer service is excellent, but from a Residential mortgage perspective they were absolutely phenomenal." VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode of Lazy Wealth Creation, Carl delves into the world of challenger banks, providing an honest review of five notable options for setting up a business account. They discuss their experiences with Tide, Revolut, Zempla (formerly Cash Plus), Monzo, and Starling, highlighting the strengths and weaknesses of each bank. From user-friendly apps and invoicing features to customer service challenges and account restrictions, the hosts share valuable insights for entrepreneurs looking to navigate the banking landscape. The episode emphasizes the importance of diversifying banking options to mitigate risks and ensure smooth business operations. Tune in for a comprehensive overview that aims to educate listeners on making informed banking choices for their businesses. KEY TAKEAWAYS Challenger Banks Overview : The episode discusses five challenger banks in the UK—Tide, Revolut, Zempla (formerly Cash Plus), Monzo, and Starling—providing insights based on personal experiences with each. Tide 's Strengths and Weaknesses: Tide is praised for its user-friendly app, invoicing capabilities, and the ability to set up a limited company for free. However, it has significant drawbacks, including poor customer service and account restrictions due to anti-fraud checks. Revolut 's Reliability: Revolut is considered a solid option for property-related transactions, offering helpful customer service and weekly transaction summaries. However, it has been noted that accounts can be closed without notice, so diversifying banking options is advisable. Zempla 's Unique Features: Zempla (Cash Plus) is highlighted for its ease of use, especially for businesses dealing with cash payments, as it allows cash deposits through the post office. However, customer service response times can be slow. Monzo and Starling Limitations : Monzo is criticized for its slow account opening process and poor customer service, making it less favorable. Starling is recommended for small businesses but may not be suitable for those with multiple businesses or in the property sector due to account restrictions and a lack of understanding of the property market. BEST MOMENTS "The actual app, when you're using Tide, is quite user-friendly. The features on the app that you will be able to get hold of, they're actually quite useful, too." "One of the disadvantages of Revolut, I would say though, is the time it takes to open the account and the time it takes to go through security verification." "The drawback on Cash Plus Zempla is you have to log out of everything and then go back and start the whole process again. You can't just switch between accounts." "Monzo has been one of the longest times to open a challenger bank account out of all of the accounts that we're going to review." "Starling is very good if you have an account. But if you are a multiple business operator, they can be an absolute nightmare to deal with." VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl shares his insights on property investment, particularly focusing on the nuances of investing in Liverpool and the surrounding areas. He discusses the importance of understanding local markets and the pitfalls of deal sourcing, emphasising the need for granular knowledge of neighborhoods. Carl recounts his own journey into property investment, detailing his first challenging experience with a pre-auction purchase and the lessons learned along the way. He also highlights the significance of having a supportive network and the role of his successful care business in funding his property ventures. The conversation touches on various strategies, including the benefits of service accommodation and the importance of diversification in property investments. Throughout the episode, Carl's candid reflections on his experiences provide valuable insights for both novice and seasoned investors. KEY TAKEAWAYS Understanding Local Markets : It's crucial to have in-depth knowledge of the specific area where you plan to invest in property. This includes understanding crime rates, tenant demographics, and local amenities, which can significantly impact investment success. Importance of Due Diligence : Before committing to a property deal, it's essential to read all terms and conditions carefully, understand the financial implications, and secure funding or investors beforehand to avoid last-minute financial stress. Adaptability in Property Investment : The ability to improvise and adapt when plans go awry is vital in property investment. Challenges are inevitable, and how one responds to these challenges can determine the success of the investment. Leveraging Property for Financing : Property is a powerful asset for securing loans and financing. Banks are more willing to lend against property than other business ventures, making it a valuable tool for building wealth. Diversification of Strategies : Implementing multiple strategies, such as combining HMO (House in Multiple Occupation) and serviced accommodation, can provide flexibility and increased cash flow. This approach allows for better risk management and maximizes potential returns. BEST MOMENTS "When you think about property investments, it's really important to know the area that you're investing in." - Karl "The measure of the character of the person is what do I do now? The plan has fallen apart." - Karl "A bank will lend money against property... no other asset has quite the same amount of leverage as property does." - Karl "I didn't have an advantage in the terms of having knowledgeable people around me." - Karl "You can buy a house and she was like, what's a mortgage?" - Karl VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this engaging episode of the Lazy Wealth Creation podcast, host Carl welcomes a special guest, Grace, a bright and inquisitive Year 10 student eager to learn about money and wealth creation. The conversation explores the importance of education, the different ways to earn money, and the Cashflow Quadrant concept from Robert Kiyosaki's "Rich Dad, Poor Dad." Carl and Grace discuss the distinctions between being an employee, self-employed, a business owner, and an investor, emphasizing the tax implications and financial strategies associated with each quadrant. Grace shares her insights on money management learned in school, while Carl highlights the significance of understanding assets and liabilities. The episode is filled with humor, relatable anecdotes, and valuable lessons for young listeners looking to navigate their financial futures. KEY TAKEAWAYS Understanding the Cashflow Quadrant : The discussion highlights the Cashflow Quadrant, which categorizes individuals into four groups: Employees (E), Self-Employed (S), Business Owners (B), and Investors (I). Each group has different tax implications and income potential, with investors typically having the most favorable financial outcomes. Importance of Education : The conversation emphasizes the value of education and hard work in securing a good job. However, it also critiques the education system for not adequately teaching students about wealth creation, investment strategies, and financial literacy. Assets vs. Liabilities : A clear distinction is made between assets (things that put money in your pocket) and liabilities (things that take money out of your pocket). Understanding this difference is crucial for financial success, as it guides individuals in making better investment choices. Influencer Marketing : The podcast discusses the role of social media influencers in modern marketing, explaining how they can earn money through affiliate marketing and commissions. This highlights a new avenue for income that is particularly relevant to younger generations. Investing in Art and Property : The conversation touches on alternative investment opportunities, such as art and real estate. Investing in these assets can lead to significant financial returns over time, especially when approached strategically. BEST MOMENTS Grace: "I wanted to learn more about money and how you can make some and how it develops in a way." Grace: "In Wellbeing, year nine, we had a book on money management... they give you like a description sort of thing." Grace: "If you could recap me, what did they teach you about how you get money in school?" Carl: "When you are working hard to get a job, that means you're working in exchanging your time for money." Carl: "The very best quadrant to be in... is the investor quadrant... those are the ladies and gents who pay the very least amount of tax." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

Carl is interviewed by the "Next Level Love Stories" podcast. In this inspiring episode of "Next Level Love Stories," hosts Dr. Jenny Wallach and Calvin Osili welcome Carl and Rachel, a dynamic couple from the UK who have not only built a successful relationship over six years but have also grown a multi-million dollar business together since 2021. The episode delves into their unique love story, beginning with a Tinder match orchestrated by Carl's daughter, and explores the challenges they faced while navigating the demands of entrepreneurship during the pandemic. Carl and Rachel share their journey of resilience, highlighting the importance of honesty, trust, and open communication in both their personal and professional lives. They discuss the trials of running a business together, including the emotional and physical toll it took on them, and how their unwavering support for each other helped them overcome these obstacles. Listeners will gain valuable insights into the dynamics of successful partnerships, the significance of maintaining individual space, and the power of forming a strong, united front against external pressures. KEY TAKEAWAYS Importance of Honesty and Communication : Open and honest communication is foundational in their relationship. They emphasize sharing everything, including financial matters, to maintain trust and transparency. Support Through Challenges : The couple faced significant hardships while building their business, including long hours and physical exhaustion. Their mutual support during these tough times strengthened their bond and resilience. Compartmentalization of Roles : They have established clear roles within their business, which helps minimize conflict. This structure allows them to focus on their respective responsibilities while still supporting each other. Creating a Safe Space for Emotions : They recognize the importance of allowing each other space to express emotions without taking it personally. This understanding fosters a supportive environment where both partners can vent frustrations without fear of conflict. Forming a Two-Handed Circle : They advocate for keeping relationship issues private and resolving them together, rather than involving outside opinions. This approach helps protect their relationship from external negativity and strengthens their partnership. BEST MOMENTS Carl: "My daughter basically took over my Tinder account. She was like, no, no, no, no. And all of a sudden she goes, ah, this one will do. That's what she said." Rachel: "I didn't have no swipes left. So me and my sister went shopping, and I went on Tinder again and I was like, hmm, he seems interesting." Carl: "We powered through it, didn't we? There was one Christmas time in particular where we had nine staff and five of them phoned in sick." Rachel: "When we come back, we plan, we say, look, no, today, this is our day. Like Saturday, for example, we sat on the sofa and watched Married at First Sight for six hours." Carl: "If you have a problem in your relationship, we will resolve it together. What we do not do is involve other people in our relationship issues." VALUABLE RESOURCESHOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.