The Autumn Budget always grabs attention. This year’s, on 26 November, has sparked plenty of speculation about what it could mean for pensions, property and investing. But what really matters for your money? In this solo episode of Keep the Change, Tom Francis, Head of Personal Finance at Octopus Money, takes a look at the Autumn Budget rumours: what’s realistic, what’s just noise and how to prepare your finances before any changes land. This podcast is for informational purposes only a...
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The Autumn Budget always grabs attention. This year’s, on 26 November, has sparked plenty of speculation about what it could mean for pensions, property and investing. But what really matters for your money? In this solo episode of Keep the Change, Tom Francis, Head of Personal Finance at Octopus Money, takes a look at the Autumn Budget rumours: what’s realistic, what’s just noise and how to prepare your finances before any changes land. This podcast is for informational purposes only a...
Buying a home has never felt harder: high interest rates, confusing mortgage jargon, and rising costs are pushing first-time buyers to the brink. But is it still possible? In this episode, Tom is joined by Octopus Money Mortgage Adviser Ramneet Bains to unpack the reality of buying in 2025. They explore what most people get wrong about mortgages, how much you really need to save, and why fixed vs variable rates are about more than just interest. Ramneet also shares his take on renting vs buyi...
Keep The Change
The Autumn Budget always grabs attention. This year’s, on 26 November, has sparked plenty of speculation about what it could mean for pensions, property and investing. But what really matters for your money? In this solo episode of Keep the Change, Tom Francis, Head of Personal Finance at Octopus Money, takes a look at the Autumn Budget rumours: what’s realistic, what’s just noise and how to prepare your finances before any changes land. This podcast is for informational purposes only a...