Being rich doesn't always mean having money, but 90% of the time it does. However, there are habits, behaviors, and "rules" essentially, that will allow you to get rich and grow wealth. It's not an overnight process. There aren't any get rich quick schemes here. If you want to get rich and grow wealth, you have to earn it. There's no way you're going to get to what you want and where you want to be if you're not trying to get there. But the real "rule" to get rich here is saving until it hurts. How much is that? Well, if you're not hurting yet, it's not enough. The third rule to grow wealth is to optimize your spending. I'm not one to judge your spending - spend more or spend less. My personal belief is you should buy whatever you want - just earn more money so you can afford it. But no matter what, truly wealthy people optimize their spending. This means they find good deals - even if they are going to buy a Ferrari, you can bet they searched around for a deal and negotiated the price. The fourth rule is that you have to put your money to work for you. Earning it is your part of the heavy lifting. You need your money and the power of compound interest to work together over time to grow wealth for you. What does this mean? It means that you need to invest. Why? Because the average inflation-adjusted return for the S&P500 for the last 60 years has been 7%. The ninth rule to get rich is to surround yourself with people better than you in all aspects of your life. On the family front - if they are holding you back, distance yourself. Married upward. Don't let family be the reason you aren't achieving your dreams. Friends? Find ones that are making you a better person. Drop the moochers. Drop the haters. Drop the lazy ones. How to Grow Wealth | Money kaise banate hain | Four Principles to create Wealth