The worst cycle is overspending for the holidays and walking into the new year with that debt. In this episode, we tackle the holiday spending frenzy and show you how to celebrate without breaking the bank. From setting a realistic budget to finding meaningful, low-cost gift ideas, we’ll share practical tips to keep your finances intact this festive season. Learn how to avoid common spending traps, make the most of deals, and prioritize what truly matters—creating joyful memories without the debt hangover. Don’t let overspending steal your holiday cheer—tune in and take control of your celebrations!