James cuts through the noise and gets real about one of the biggest barriers to financial success: getting started. It’s easy to put money management off for “next month” or “when life’s less busy,” but as James explains, the earlier you take control, the easier it becomes. In this episode, you hear simple, practical steps to help you get organised, shift your mindset, and start building a stronger financial foundation, without feeling overwhelmed. If you’ve ever felt stuck, guilty, or unsure where to begin, this episode is your nudge to take action.