Thinking about a career change, sabbatical, or startup? We sit down with Maritza from ChangePath.ai to connect career design with money: when to resign (bonus/RSU timing, notice period), how to handle housing/mortgages as employee vs. freelancer, and why to move essentials to a runway account and build a 6–12-month buffer. We cover unemployment benefits, company/foreign pensions, and simple ways to build bridge income and cut burn, so your transition is funded, not frantic. Runway creates negotiation power. Sequence the big moves: money first, then the leap.

Ready to plan your pivot? Visit financemate.de and changepath.ai.