You won’t retire on a date, you’ll retire into a global economy. We zoom out to the next 30–40 years: the 1972 Limits to Growth “2030 bend,” AI’s productivity (and job) shock, stubborn energy costs, global debt, China–US shifts, and Europe’s footing. For a mid-30s listener in Germany, we turn those themes into scenarios and a plan: diversified income lanes, skill upgrades, and smart location choices for a resilient retirement.

Ready for the future? Start planning at financemate.de.