Most people think about their finances by picking products: ETFs, Real estate, pensions or others. But if you don’t know why you’re investing, none of it really lines up. In this episode we flip the order: set goals, map life events, and define timelines, risk, liquidity and flexibility (especially if you’re an international in Germany). Then we compare the big options: ETFs, real estate, company/private/foreign pensions, only as vehicles to carry you from A → B once the destination is clear. 

Ready to start planning? Book a call at financemate.de.